4011 Co Rd 48, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4011 Co Rd 48, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	3,088 sqft · built 2019
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,507 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-08-06-13-0-000-018.007`

Property Details

APN / Parcel Number

Primary APN	`13-08-06-13-0-000-018.007`
Alternative APNs	`ALT APN:0806130000018007` `27780`

Interior

Stories	1 Story
Building Area	3,088 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)

Location & Zoning

Account Number	27780
Street Address	4011 COUNTY ROAD 48
City	CEDAR BLUFF
State	AL
Zip	35959-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT OF TRACT 17, J E MITCHELL, PB 10 PG 16
Legal Range	08E
Legal Township	09S
Legal Section	13
Legal Subdivision	J E MITCHELL PROPERTY
Legal Tract	17
Legal Lot Number	TR17P
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1017
Census Tract	955802

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4011 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA
Dec 20, 2018	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK OF ALABAMA
Oct 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2004
Deed Sale	Nov 18, 2004
Deed Book / Page	416 / 252
Last Transfer Date	Oct 18, 2018
Transfer Doc	204961
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4011 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4505
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	209407
Date	Oct 9, 2019
Instrument	209407

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4011 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4505
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	205637
Date	Dec 20, 2018
Instrument	205637

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 15, 2020

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 24, 2018
Property Address	4011 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4505
Document Number	204961
Instrument Date	Oct 18, 2018
Instrument	204961
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3831 COUNTY ROAD 48, 3831, CEDAR BLUFF, AL 35959-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 INDUSTRIAL BLVD, LEESBURG, AL 35983-3738

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,507.00 (+7.18%)
2025	$1,406.00 (+0.36%) Homeowner's exemption	$34,740 (+0.35%) Land $1,000 Building $33,740	$347,300 (+0.35%) Land $10,000 Building $337,300
2024	$1,401.00 Additional exemption filed	$34,620 (-) Land $880 Building $33,740	$346,100 (-) Land $8,800 Building $337,300
2023	$1,401.00 Homeowner's exemption	$34,620 (-)	$346,100 (-) Land $8,800 Building $337,300
2022	$1,401.00 Homeowner's exemption	$34,620 Land $880 Building $33,740	$346,100 Land $8,800 Building $337,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 48

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