Harris County property record for 403 Whitecap Dr, El Lago, TX 77586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,858 sqft · built 1973 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,738 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 097-110-000-0008 |
| Primary APN | 097-110-000-0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,580 sqft (0.197 acres) |
| View / Lot | Neighborhood |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0971100000008 |
|---|---|
| Street Address | 403 WHITECAP DR |
| City | EL LAGO |
| State | TX |
| Zip | 77586-5816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 1 EL LAGO ESTATES SEC 6 |
| Legal Subdivision | EL LAGO ESTATES SEC 6 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 341501 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 WHITECAP DR, EL LAGO, TX 77586-5816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 18, 2005 |
| Transfer Doc | 000Y520289 |
| Record Updated | Oct 29, 2026 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,700 (+2.16%) Land $77,220 Building $246,480 | $323,700 (+2.16%) Land $77,220 Building $246,480 | |
| 2025 | $2,738.00 (+7.63%) Homeowner's exemption | $316,863 (-5.46%) Land $77,220 Building $239,643 | $316,863 (-5.46%) Land $77,220 Building $239,643 |
| 2024 | $2,544.00 (-45.65%) | ||
| 2023 | $335,179 Land $77,220 Building $257,959 | $335,179 Land $77,220 Building $257,959 | |
| 2022 | $4,681.00 (+117.82%) | ||
| 2020 | $2,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241 |
|---|---|
| Water Source | Purchased surface water from CITY OF SEABROOK |
| Last State Inspection | Mar 2023 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Copper | 1.7 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures