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319 Whitecap Dr, El Lago (Seabrook), TX 77586 Property Records

Harris County property record for 319 Whitecap Dr, El Lago, TX 77586

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,354 sqft · built 1966
Lot Size0.198 acres (8,624 sqft)
Owner2 Individual Names on File
Last Sale$237,500 (Feb 2018)
Tax Bill$4,646 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone AE (high risk)
APN097-110-000-0005

Property Details

APN / Parcel Number

Primary APN097-110-000-0005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,354 sqft Living Area
1st Floor Area2,354 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area8,624 sqft (0.198 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area128 sqft
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0971100000005
Street Address319 WHITECAP DR
CityEL LAGO
StateTX
Zip77586-5814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 1 EL LAGO ESTATES SEC 6
Legal SubdivisionEL LAGO ESTATES SEC 6
Legal Block1
Legal Lot Number5
JurisdictionHARRIS TX
Township / Civil DivisionSOUTHEAST HARRIS
Census Block Group4
Census Block4009
Census Tract341501

Owner

319 Whitecap Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address319 WHITECAP DR, EL LAGO, TX 77586-5814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2018 · Amount on File
Deed SaleFeb 22, 2018 · Amount on File
Prior SaleDec 1, 2003 · Amount on File
Deed Document Number201873535
Prior Transfer DateFeb 20, 2018
Prior Transfer Doc2018073535
Record UpdatedOct 29, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateFeb 22, 2018
Property Address319 WHITECAP DR, EL LAGO, TX 77586-5814
Document Number0000073535
Instrument DateFeb 20, 2018
Instrument73535
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address319 WHITECAP DR EL LAGO TX 775865814, EL LAGO, TX 77586-5814

Mortgage

Document Number73536
DateFeb 22, 2018
Instrument73536
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77056
Agreement
AmountAmount on Record
Term360 Months
DueFeb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 319 Whitecap Dr was $4,646 with a homeowner's exemption, up 27.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityEl Lago City
Unified School DistrictClear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,747 (+5.97%) Land $77,418 Building $195,329$272,747 (+5.97%) Land $77,418 Building $195,329
2025$4,646.00 (+27.36%) Homeowner's exemption$257,392 Land $77,418 Building $179,974$257,392 Land $77,418 Building $179,974
2024$3,648.00
2023$276,066 Land $77,418 Building $198,648$276,066 Land $77,418 Building $198,648
2022$3,444.00
2020$3,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Whitecap Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 257 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies257 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA7 of 18
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Sep 2017 · 11 claims
  • Hurricane Ike, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Whitecap Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY WCID 50 EL LAGO
serves 3,924 people · EPA ID TX1010241
Water SourcePurchased surface water from CITY OF SEABROOK
Last State InspectionMar 2023
Lead15 ppb (2026)
action level 15 ppb
Copper1.7 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityDi(2-ethylhexyl) phthalate
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Rural Telecommunications of America
Fixed Wireless		300 / 150

May also be available: Verizon.

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