Cherokee County property record for 403 Waterline Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,704 sqft Heated Area |
| Lot Size | 71,438 sqft (1.64 acres) |
| Tax Bill | $1,666.00 (2025) |
| Primary APN | 458800534259000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,704 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 71,438 sqft (1.64 acres) |
| Depth X Width | 193 ft x 513 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 56306 |
|---|---|
| Street Address | 403 WATERLINE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3084 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 44-A BASS DOCKERY 1604/817 |
| Legal Lot Number | 44-A |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | BEAVERDAM |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 930300 |
Source: Cherokee County records · APN 458800534259000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5683 THOMAS RD, GAINESVILLE, GA 30506-2470 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Dec 10, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2021 |
| Deed Sale | Dec 10, 2021 |
| Deed Doc Number | 8327 |
| Deed Book / Page | 1698 / 1215 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 403 WATERLINE RD, MURPHY, NC 28906-3084 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 001733/480 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 1733/480 |
| Instrument | 1863 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 403 WATERLINE RD, MURPHY, NC 28906-3084 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01699/1465 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 1699/1465 |
| Instrument | 8631 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 403 WATERLINE RD, MURPHY, NC 28906-3084 |
| Document Number | 01698/1215 |
| Book / Page | 1698 / 1215 |
| Instrument Date | Dec 01, 2021 |
| Instrument | 8327 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5509 OSCAR GILSTRAP RD, 5509, GAINESVILLE, GA 30506-2751 |
| Name | Verified Name |
|---|---|
| Address | 5683 THOMAS RD, GAINESVILLE, GA 30506-2470 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,666.00 | $242,950 (-) | $242,950 (-) Land $10,800 Building $232,150 |
| 2023 | $242,950 | $242,950 Land $10,800 Building $232,150 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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