Cherokee County property record for 150 Waterline Rd, Murphy, NC 28906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,232 sqft · built 2006 |
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 458800538330000 |
| Primary APN | 458800538330000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 5,024 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,232 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 154,638 sqft (3.55 acres) |
| Lot Width | 302 ft Width |
| Porch | Slab |
| Porch Area | 1,840 sqft |
| Deck Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 28316 |
|---|---|
| Street Address | 150 WATERLINE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUFFINGTON PROP 1084/763 1326/888 E/98 |
| Legal Subdivision | SURVEY FOR BEVERLY BUFFINGTON |
| Legal Phase | 1084 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 930300 |
Source: Cherokee County records · APN 458800538330000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Sep 01, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 06, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Feb 13, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| May 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE BANK & TRUST |
| Oct 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2008 |
| Transfer Doc | 1339/0051 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 MOAHA |
| Name | Verified Name |
|---|---|
| Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Document Number | 001701/347 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 1701/347 |
| Instrument | 189 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Document Number | 1689/1294 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 1689/1294 |
| Instrument | 5852 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 09, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 01599/0864 |
|---|---|
| Date | Nov 06, 2018 |
| Book Page | 01599/0864 |
| Instrument | 05345 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 01554/0753 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 01554/0753 |
| Instrument | 00613 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01586/0682 |
|---|---|
| Date | May 07, 2018 |
| Book Page | 01586/0682 |
| Instrument | 02159 |
| Name | PEACH STATE BANK & TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 150 WATERLINE RD, MURPHY, NC 28906-3083 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1659/403 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 1659/403 |
| Instrument | 5699 |
| Name | PEACH STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,518.00 | $220,160 (-) | $220,160 (-) Land $16,500 Building $203,660 |
| 2023 | $220,160 | $220,160 Land $16,500 Building $203,660 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures