Washington County property record for 403 Water St, Lowell, OH 45744
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 675 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Nov 2013) |
| Tax Bill | $758 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 010004076000 |
| Primary APN | 010004076000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 675 sqft Living Area |
| 1st Floor Area | 450 sqft |
| Upper Floors Area | 225 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Below Road/Slope |
| Deck Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 403 WATER ST |
|---|---|
| City | LOWELL |
| State | OH |
| Zip | 45744-7547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R9 T4 22 AC LOT 7 CAT CR .276 AC |
| Legal Subdivision | CATS CREEK ALLOTMENT |
| Legal Lot Number | 7 |
| Jurisdiction | WASHINGTON OH |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21300 |
403 Water St is owned and occupied by an individual who acquired it in March 2022.
Source: Washington County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 WATER ST, LOWELL, OH 45744-7547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2013 · Amount on File |
| Deed Sale | Nov 1, 2013 · Amount on File |
| Prior Sale | Mar 16, 2007 · Amount on File |
| Deed Document Number | 201310055 |
| Deed Book / Page | 555 / 849 |
| Last Transfer Date | Mar 8, 2022 |
| Transfer Doc | 00662/5565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON OH |
| Recording Date | Jun 2, 2022 |
| Property Address | 403 WATER ST, LOWELL, OH 45744-7547 |
| Document Number | 00662/5565 |
| Book / Page | 662 / 5565 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 202200004172 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 WATER ST, LOWELL, OH 45744-7547 |
The 2025 property tax bill for 403 Water St was $758, up 23.7% from the year before.
Source: Washington County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Washington County |
| County Subdivision | Adams Township |
| Unified School District | Fort Frye Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $758.00 (+23.65%) | $25,340 (+27.02%) Land $3,790 Building $21,550 | $72,390 Land $10,820 Building $61,570 |
| 2024 | $613.00 | $19,950 Land $2,980 Building $16,970 | |
| 2022 | $614.00 | $19,950 Land $2,980 Building $16,970 | $57,000 Land $8,520 Building $48,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 Water St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1979–2005) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL VILLAGE PWS serves 603 people · EPA ID OH8400312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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