403 Walnut St, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 403 Walnut St, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	2,235 sqft · built 1954
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Aug 2021)
Tax Bill	$10,191 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`49-03303-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`49-03303-0000-00002`
Alternative APNs	`4900158000000035` `490330300002`

Interior

Stories	1 Story
Building Area	2,235 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900158000000035
Street Address	403 WALNUT ST
City	RIDGEFIELD
State	NJ
Zip	07657-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	60X100 2.4LT
Legal Subdivision	LANCASTER GARDEN SEC 1
Legal Block	3303
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3007
Census Tract	45101

Owner

403 Walnut St is owned and occupied by an individual who bought it in August 2021.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	403 WALNUT ST, RIDGEFIELD, NJ 07657-2623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Aug 1, 2003 · Amount on File
Deed Document Number	2021138073
Deed Book / Page	4353 / 309
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0043530309
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 31, 2021
Property Address	403 WALNUT ST, RIDGEFIELD, NJ 07657-2623
Document Number	0043530309
Book / Page	4353 / 309
Instrument Date	Jul 16, 2021
Instrument	2021138073
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TERRA TITLE AND ESCROW INC, TERRA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WALNUT ST, RIDGEFIELD, NJ 07657-2623

Mortgage

Document Number	2021138074
Date	Aug 31, 2021
Instrument	2021138074

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 403 Walnut St was $10,191, up 2.9% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,900 (+1.21%) Land $307,300 Building $301,600	$608,900 (+1.21%) Land $307,300 Building $301,600
2025	$10,191.00 (+2.91%)	$601,600 Land $301,900 Building $299,700	$601,600 Land $301,900 Building $299,700
2024	$9,903.00
2023		$570,800 Land $284,800 Building $286,000	$570,800 Land $284,800 Building $286,000
2022	$9,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Walnut St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	40 (2018–2025)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20