Bergen County and Ridgefield Borough property record for 400 Walnut St, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 3,020 sqft · built 2023 |
| Lot Size | 0.121 acres (5,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jun 2018) |
| Tax Bill | $18,009 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 49-03203-0000-00016 |
| Primary APN | 49-03203-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,020 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Lot Area | 5,249 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Old Parcel Number | 4900155000000024A |
|---|---|
| Street Address | 400 WALNUT ST |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | L25A-28A 50X105 |
| Legal Subdivision | GOODREL REALTY CO INC |
| Legal Block | 3203 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 45101 |
400 Walnut St is owned and occupied by two individuals who bought it in June 2018.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 WALNUT ST, RIDGEFIELD, NJ 07657-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 6, 2018 | Deed with Mortgage, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on File |
| Deed Sale | Jun 6, 2018 · Amount on File |
| Prior Sale | Jun 25, 1999 · Amount on File |
| Deed Document Number | 201818-039502 |
| Deed Book / Page | 2958 / 2245 |
| Prior Transfer Date | Aug 11, 2014 |
| Prior Transfer Doc | 0017720840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 400 WALNUT ST, RIDGEFIELD, NJ 07657-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0056780136 |
|---|---|
| Date | Dec 13, 2025 |
| Book Page | 5678/136 |
| Instrument | 2025087206 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 400 WALNUT ST, RIDGEFIELD, NJ 07657-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037021579 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 3702/1579 |
| Instrument | 20-084354 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 6, 2018 |
| Property Address | 400 WALNUT ST, RIDGEFIELD, NJ 07657-2624 |
| Document Number | 0029582245 |
| Book / Page | 002958 / 002245 |
| Instrument Date | May 9, 2018 |
| Instrument | 39502 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | MAIN STREET TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 WALNUT ST RIDGEFIELD NJ 076572624, RIDGEFIELD, NJ 07657-2624 |
| Document Number | 29582251 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 002958/002251 |
| Instrument | 39502 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2048 |
The 2025 property tax bill for 400 Walnut St was $18,009, up 0.5% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083,400 (+1.91%) Land $304,600 Building $778,800 | $1,083,400 (+1.91%) Land $304,600 Building $778,800 | |
| 2025 | $18,009.00 (+0.52%) | $1,063,100 Land $299,200 Building $763,900 | $1,063,100 Land $299,200 Building $763,900 |
| 2024 | $17,916.00 | ||
| 2023 | $694,900 Land $313,500 Building $381,400 | $694,900 Land $313,500 Building $381,400 | |
| 2022 | $11,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Walnut St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 40 (2018–2025) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 400 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures