403 Wallace Ct, Richmond, KY 40475 Property Records

Madison County property record for 403 Wallace Ct, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,553 sqft
Lot Size0.145 acres (6,330 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Aug 2026)
Tax Bill$1,593 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APNR005-0012-0008

Property Details

APN / Parcel Number

Primary APNR005-0012-0008
Alternative APNs
  • 132986
  • 95801
  • 62872

Interior

Stories1 Story
Building Area1,553 sqft Living Area
1st Floor Area1,553 sqft
Basement Area1,553 sqft
Unfinished Basement1,553 sqft

Exterior

Exterior MaterialBrick Veneer
Lot Area6,330 sqft (0.145 acres)
Garage TypeMixed
Parking Spaces1 Parking Space

Location & Zoning

Account Number62872
Street Address403 WALLACE CT
CityRICHMOND
StateKY
Zip40475-1334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALLACE COURT LOT 2
Legal SubdivisionWALLACE COURT
Legal Lot Number2
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1009
Census Tract10602

Owner

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1044 DUCKHORN DR, 1, RICHMOND, KY 40475-6552
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE
Oct 23, 2020Deed, Transfer
NOT AVAILABLE, ELITE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2026 · Amount on Record
Deed SaleAug 13, 2026 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Document Number202614368583
Deed Book / Page887 / 56
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 13, 2026
Property Address403 WALLACE CT, RICHMOND, KY 40475-1334
Document Number0014368583
Book / Page887 / 56
Instrument DateAug 5, 2026
Instrument202614368583
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21,210.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014368586,
DateAug 13, 2026
Instrument202614368586
Lender
NameSTOCKTON MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateOct 23, 2020
Property Address403 WALLACE CT, RICHMOND, KY 40475-1334
Document Number0D00796/27
Book / PageD00796 / 27
Map ReferenceMB 2 PG 87
Instrument DateOct 9, 2020
Instrument2014022785
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyNOT AVAILABLE, ELITE TITLE

Transaction

AmountAmount Recorded
Tax$154.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 WOODDUCK CT, 113, WINCHESTER, KY 40391-8242

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 WOODDUCK CT, WINCHESTER, KY 40391-8242

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,593.00 (+6.56%)$169,000 (+9.6%)$169,000 (+9.6%)
2023$1,495.00 (-0.33%)$154,200 (-)$154,200 (-)
2022$1,500.00$154,200$154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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