Madison County property record for 313 Wallace Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,290 sqft |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2021) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0012-0029 |
| Primary APN | R005-0012-0029 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,290 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|
| Account Number | 54283 |
|---|---|
| Street Address | 313 WALLACE CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHACKELFORD PLACE LOT 10 & 12 |
| Legal Subdivision | WALLACE SUB |
| Legal Lot Number | 10,12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10602 |
313 Wallace Ct is owned and occupied by an individual who bought it in April 2021.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 313 WALLACE CT, RICHMOND, KY 40475-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 5, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 2014033651 |
| Deed Book / Page | D803 / 663 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 16, 2021 |
| Property Address | 313 WALLACE CT, RICHMOND, KY 40475-1332 |
| Document Number | 00D803/663 |
| Book / Page | D803 / 663 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2014033651 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 PARKWOOD DR, 180, RICHMOND, KY 40475-9456 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 313 WALLACE CT, RICHMOND, KY 40475-1332 |
| Document Number | 2014033652 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2014033652 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 313 WALLACE CT, RICHMOND, KY 40475-1332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01885/167 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | M01885/167 |
| Instrument | 2013998229 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 4, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 313 Wallace Ct was $2,319 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,319.00 Additional exemption filed | $246,000 | $246,000 |
| 2023 | $2,328.00 (-0.3%) | $240,000 (-) | $240,000 (-) |
| 2022 | $2,335.00 | $240,000 | $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Wallace Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 Wallace Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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