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403 W School St, Hamilton, MO 64644 Property Records

Caldwell County property record for 403 W School St, Hamilton, MO 64644

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,188 sqft · built 1971
Lot Size0.89 acres (38,768 sqft)
Owner2 Individual Names on File
Last Sale$317,870 (Apr 2025)
Tax Bill$2,282 (2025)
Deeds & MortgagesApr 2025 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-6-23-1-01-21.00

Property Details

APN / Parcel Number

Primary APN03-6-23-1-01-21.00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,188 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area38,768 sqft (0.89 acres)
Lot Dimensions125 ft deep x 310 ft wide
Garage TypeMixed
Garage Area1,098 sqft
Parking Spaces4 Parking Spaces
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address403 W SCHOOL ST
CityHAMILTON
StateMO
Zip64644-8225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-57-28 SHAFFERS ADDITION THE E 20' OF LOT 25 AND ALL OF LOTS 26, 27, 28, 29, 30, 31 AND 32 ORIGINAL CITY OF HAMILTON
Legal Range28
Legal Township57
Legal Section23
Legal SubdivisionSHAFFERS ADDITION
Legal Block1
Legal Lot Number25-32
JurisdictionCALDWELL MO
Township / Civil DivisionHAMILTON
Census Block Group2
Census Block2056
Census Tract950202

Owner

Source: Caldwell County assessment roll, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 W SCHOOL ST, HAMILTON, MO 64644-8225
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2025Warranty Deed, Transfer · VA Mortgage
TRUSTED FINANCIAL SERVICES INC
Mar 22, 2021Warranty Deed, Transfer · Conventional Mortgage
BTC BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2025 · Amount on Record
Deed SaleApr 18, 2025 · Amount on Record
Prior SaleMar 22, 2021 · Amount on Record
Deed Document Number202568352
Deed Book / Page2025 / 432
Record UpdatedSep 20, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL MO
Recording DateApr 18, 2025
Property Address403 W SCHOOL ST, HAMILTON, MO 64644-8225
Document Number002025/432
Book / Page2025 / 432
Instrument DateApr 17, 2025
Instrument68352
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyUNKNOWN, CALDWELL COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W SCHOOL ST, HAMILTON, MO 64644-8225

Mortgage

Document Number0000068353
DateApr 18, 2025
Instrument68353
Lender
NameTRUSTED FINANCIAL SERVICES INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL MO
Recording DateMar 22, 2021
Property Address403 W SCHOOL ST, HAMILTON, MO 64644-8225
Document Number00195/6894
Book / Page195 / 6894
Instrument DateMar 19, 2021
Instrument60885
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyCALDWELL COUNTY ABSTRACT AND TITLE COMPANY LLC, CALD WELL CNTY ABSTRACT & TT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060886
DateMar 22, 2021
Instrument60886
Lender
NameBTC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCaldwell County
County SubdivisionHamilton Township
MunicipalityHamilton City
Unified School DistrictHamilton R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,282.00 (+31.68%)$25,380 (+11.51%) Land $1,690 Building $23,690$133,560 (+11.5%) Land $8,900 Building $124,660
2024$1,733.00
2023$22,760 Land $1,690 Building $21,070$119,780 Land $8,900 Building $110,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMILTON PWS
serves 1,813 people · EPA ID MO1010342
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2024
Treatment and ProcedureOrganic carbon removal
Oct 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Green Hills Telephone
Fiber		1,000 / 1,000
Mercury Broadband
Fixed Wireless		150 / 20

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