Caldwell County property record for 309 W School St, Hamilton, MO 64644
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 852 sqft · built 1920 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,600 (Jun 2021) |
| Tax Bill | $1,041 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-6-24-2-05-4.00 |
| Primary APN | 03-6-24-2-05-4.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,104 sqft (0.209 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 309 W SCHOOL ST |
|---|---|
| City | HAMILTON |
| State | MO |
| Zip | 64644-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-57-28 ALL OF LOT 5 IN BLOCK 28 IN RR ADD TO THE CITY OF HAMILTON MO EXCEPT THE EAST 6' THEREOF |
| Legal Range | 28 |
| Legal Township | 57 |
| Legal Section | 24 |
| Legal Subdivision | RAILROAD ADD |
| Legal Block | 28 |
| Legal Lot Number | 5 |
| Jurisdiction | CALDWELL MO |
| Township / Civil Division | HAMILTON |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 950202 |
309 W School St is owned and occupied by an individual who bought it in June 2021.
Source: Caldwell County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 W SCHOOL ST, HAMILTON, MO 64644-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit THE HAMILTON BANK |
| Jun 15, 2021 | Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Deed Document Number | 202161433 |
| Deed Book / Page | 195 / 7061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL MO |
| Property Address | 309 W SCHOOL ST, HAMILTON, MO 64644-1346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 309 W SCHOOL ST, HAMILTON, MO 64644-1346 |
| Document Number | 02025/1244 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 2025/1244 |
| Instrument | 69218 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL MO |
| Property Address | 309 W SCHOOL ST, HAMILTON, MO 64644-1346 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 305 W SCHOOL ST, HAMILTON, MO 64644-1346 |
| Document Number | 100/4840 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 100/4840 |
| Instrument | 61432 |
| Name | THE HAMILTON BANK |
|---|---|
| Type | Bank |
| Address | HAMILTON, MO 64644 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL MO |
| Recording Date | Jun 15, 2021 |
| Property Address | 309 W SCHOOL ST, HAMILTON, MO 64644-1346 |
| Document Number | 195/7061 |
| Book / Page | 195 / 7061 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 61433 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | CALDWELL CNTY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 61434 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 61434 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 309 W School St was $1,041, up 35.4% from the year before.
Source: Caldwell County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Caldwell County |
| County Subdivision | Hamilton Township |
| Municipality | Hamilton City |
| Unified School District | Hamilton R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,041.00 (+35.37%) | $11,580 Land $1,440 Building $10,140 | $60,910 Land $7,550 Building $53,360 |
| 2024 | $769.00 | ||
| 2023 | $10,100 Land $1,440 Building $8,660 | $53,100 Land $7,550 Building $45,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 W School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 W School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON PWS serves 1,813 people · EPA ID MO1010342 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Green Hills Technologies Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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