403 W Main St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 403 W Main St, Pilot Mountain, NC 27041

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,511 sqft · built 1896
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2022)
Tax Bill	$3,837 (2026)
Deeds & Mortgages	Mar 2013 Line of Credit Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5966-15-63-8108`

Property Details

APN / Parcel Number

Primary APN	`5966-15-63-8108`
Alternative APNs	`100119153` `100125303`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,511 sqft Living Area
1st Floor Area	1,255 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Width	170 ft Width
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	551 sqft
Storage Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100125303
Street Address	403 W MAIN ST
City	PILOT MOUNTAIN
State	NC
Zip	27041-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	403 W MAIN ST
Legal Subdivision	PILOT-W. MAIN HISTORICAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	1
Census Block	1024
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2013	Deed of Trust, Mortgage · Line of Credit BANK OF OAK RIDGE
Dec 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 11, 2021	Warranty Deed, Transfer
Oct 3, 2019	Warranty Deed, Transfer · Stand-Alone Refinance CAPITAL BANK NA
Feb 27, 2007	Warranty Deed, Transfer · Construction Mortgage BANK OF NORTH CAROLINA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	2022701363
Deed Book / Page	1838 / 78
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	01160/0204
Record Updated	Oct 29, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01437/0885
Date	Mar 19, 2013
Book Page	1437/0885
Instrument	605755

Lender

Name	BANK OF OAK RIDGE
Type	Bank
Address	SUMMERFIELD, NC 27358

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 14, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 2, 2022
Property Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Document Number	0001838/78
Book / Page	1838 / 78
Instrument Date	Dec 2, 2022
Instrument	701363
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314

Mortgage

Document Number	0000701364
Date	Dec 2, 2022
Instrument	701364

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 11, 2021
Property Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Document Number	0001752/13
Book / Page	1752 / 13
Instrument Date	Mar 11, 2021
Instrument	681900
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 3, 2019
Property Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Document Number	001684/593
Book / Page	1684 / 593
Instrument Date	Oct 2, 2019
Instrument	666974
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314

Mortgage

Document Number	001684/596
Date	Oct 3, 2019
Book Page	1684/596
Instrument	666975

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 27, 2007
Property Address	403 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Document Number	01177/0765
Book / Page	1177 / 0765
Map Reference	MB1160 PG204-205
Instrument Date	Feb 23, 2007
Instrument	004421570003
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9350 WAXIE WAY, SAN DIEGO, CA 92123-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 D ST STE 4, 4, RAMONA, CA 92065-2355

Mortgage

Document Number	01177/0768
Date	Feb 27, 2007
Book Page	1177/0768
Instrument	004421580008

Lender

Name	BANK OF NORTH CAROLINA
Type	Bank
Address	WINSTON SALEM, NC 27103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Pilot Mountain Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,837.00 (+5.33%)	$271,810 (-17.18%) Land $32,500 Building $239,310	$271,810 (-17.18%) Land $32,500 Building $239,310
2025	$3,643.00 (+142.87%)	$328,200 (+20.75%) Land $32,500 Building $295,700	$328,200 (+20.75%) Land $32,500 Building $295,700
2023	$1,500.00	$271,810 Land $32,500 Building $239,310	$271,810 Land $32,500 Building $239,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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