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400 W Main St, Pilot Mountain, NC 27041 Property Records

Surry County property record for 400 W Main St, Pilot Mountain, NC 27041

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 3,075 sqft · built 1900
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$208,000 (Jan 2025)
Tax Bill$2,422 (2026)
Deeds & MortgagesDec 2025 Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN5966-15-63-6034

Property Details

APN / Parcel Number

Primary APN5966-15-63-6034
Alternative APNs
  • 100068401
  • 100122472
  • 100128928
  • 100131540

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,075 sqft Living Area
1st Floor Area1,559 sqft
AtticAttic
Attic Area256 sqft
Basement Area595 sqft
Unfinished Basement595 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1986
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Lot Width309 ft Width
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100131540
Street Address400 W MAIN ST
CityPILOT MOUNTAIN
StateNC
Zip27041-9314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal Description400 MAIN ST
Legal SubdivisionPILOT-W. MAIN HISTORICAL
JurisdictionSURRY NC
Township / Civil DivisionPILOT
Census Block Group1
Census Block1038
Census Tract931200

Owner

400 W Main St is owned by two individuals who bought it in January 2025.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address220 PITCHER CT, WINSTON SALEM, NC 27103-5267
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Feb 25, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2025 · Amount on File
Deed SaleJan 23, 2025 · Amount on File
Prior SaleFeb 10, 2010 · Amount on File
Deed Document Number2025721687
Deed Book / Page1920 / 768
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address400 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001959/95
DateDec 29, 2025
Book Page1959/95
Instrument730398
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateFeb 25, 2022
Property Address400 W MAIN ST, PILOT MOUNTAIN, NC 27041-9314
Document Number001802/958
Book / Page1802 / 958
Instrument DateJan 24, 2022
Instrument693111
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 205, PINNACLE, NC 27043-0205

Tax Assessment & Valuation

The 2026 property tax bill for 400 W Main St was $2,422, down 13.7% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityPilot Mountain Town
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,422.00 (-13.68%)$208,850 (+1.71%) Land $26,000 Building $182,850$208,850 (+1.71%) Land $26,000 Building $182,850
2025$2,806.00$205,340 Land $26,000 Building $179,340$205,340 Land $26,000 Building $179,340
2023$218.00$208,850 Land $26,000 Building $182,850$208,850 Land $26,000 Building $182,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PILOT MOUNTAIN
serves 1,976 people · EPA ID NC0286025
Water SourcePurchased surface water from CITY OF MOUNT AIRY
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber		2,500 / 2,500
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

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