403 W Franklin St, Salisbury, NC 28144 Property Records

Rowan County property record for 403 W Franklin St, Salisbury, NC 28144

Property Summary

Property TypeCommercial
Details3,000 sqft · built 1966
Lot Size0.818 acres (35,632 sqft)
OwnerCompany Name on Record
Last Sale$1,375,000 (Mar 2024)
Tax Bill$5,193 (2026)
Deeds & MortgagesMar 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN006 388

Property Details

APN / Parcel Number

Primary APN006 388
Alternative APN
  • 6136936

Interior

Units5 Units
Stories1 Story
Building Area3,000 sqft Total Area
1st Floor Area3,000 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1988
Exterior MaterialWood
Lot Area35,632 sqft (0.818 acres)
Lot Dimensions160 ft deep x 75 ft wide
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address403 W FRANKLIN ST
CitySALISBURY
StateNC
Zip28144-3466
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description- 629-159,164-101
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2050
Census Tract52000

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address53 ARELL CT, ALEXANDRIA, VA 22304-6345
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2024 · Amount on Record
Deed SaleMar 12, 2024 · Amount on Record
Deed Book / Page1438 / 544
Record UpdatedOct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROWAN NC
Recording DateMar 12, 2024
Property Address403 W FRANKLIN ST, SALISBURY, NC 28144-3466
Document Number0014380544
Book / Page1438 / 544
Instrument DateMar 8, 2024
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address119 W COUNCIL ST, SALISBURY, NC 28144-4320

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 ARELL CT, ALEXANDRIA, VA 22304-6345

Mortgage

Document Number0001438545
DateMar 12, 2024
Instrument1438/545
Lender
NameBANK OF THE OZARKS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,193.00$434,278 (-) Land $84,900 Building $349,378$434,278 (-) Land $84,900 Building $349,378
2023$5,193.00$434,278 Land $84,900 Building $349,378$434,278 Land $84,900 Building $349,378

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2005–2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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