403 W Commercial St, Senath, MO 63876 Property Records

Dunklin County property record for 403 W Commercial St, Senath, MO 63876

Property Summary

Property TypeSingle Family Home
Details1,602 sqft · built 1970
Lot Size0.459 acres (20,010 sqft)
Owner2 Individual Names on File
Last Sale$49,100 (Mar 2019)
Tax Bill$344 (2025)
Deeds & MortgagesMar 2019 Mortgage
APN19-01.0-02-004-08-011.000.000

Property Details

APN / Parcel Number

Primary APN19-01.0-02-004-08-011.000.000
Alternative APN
  • 26642

Interior

Building Area1,602 sqft Living Area
1st Floor Area1,470 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,010 sqft (0.459 acres)
Lot Dimensions217 ft deep x 92 ft wide
Garage TypeBuilt-in
Parking Spaces5 Parking Spaces
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number26642
Street Address403 W COMMERCIAL ST
CitySENATH
StateMO
Zip63876-8194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSENATH: LOT 7 & 15' OFF W SIDE LOT 6 BLK 13
Legal Range08E
Legal Township17N
Legal Section02
Legal SubdivisionORIGINAL TOWN OF SENATH
Legal Block13
Legal Lot Number6
JurisdictionDUNKLIN MO
Township / Civil DivisionSALEM
Census Block Group1
Census Block1157
Census Tract360800

Owner

403 W Commercial St is owned and occupied by two individuals who bought it in March 2019.

Source: Dunklin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address403 W COMMERCIAL ST, SENATH, MO 63876-8194
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2019 · Amount on File
Deed SaleMar 29, 2019 · Amount on File
Deed Document Number2019858
Deed Book / Page2019 / 858
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUNKLIN MO
Recording DateMar 29, 2019
Property Address403 W COMMERCIAL ST, SENATH, MO 63876-8194
Document Number2019/0858
Book / Page2019 / 0858
Instrument DateMar 19, 2019
Instrument2019R0858
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W COMMERCIAL ST, SENATH, MO 63876-8194

Mortgage

Document Number2019R0859
DateMar 29, 2019
Instrument2019R0859
Lender
NameSENATH STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term144 Months
DueMar 19, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 403 W Commercial St was $344.

Source: Dunklin County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyDunklin County
County SubdivisionSalem Township
MunicipalitySenath City
Unified School DistrictSenath-Hornersville C-8 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,320 (-)$38,530 (-) Land $4,970 Building $33,560
2025$344.00$7,320$38,530 Land $4,970 Building $33,560
2023$7,250$38,180 Land $4,970 Building $33,210
2020$301.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 403 W Commercial St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 W Commercial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENATH PWS
serves 1,767 people · EPA ID MO4010732
Water SourceGroundwater
Last State InspectionApr 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Oct 2024
Monitoring and Reporting39
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
PD Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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