401 W Commercial St, Senath, MO 63876 Property Records

Dunklin County property record for 401 W Commercial St, Senath, MO 63876

Property Summary

Property TypeSingle Family Home
Details1,121 sqft · built 1940
Lot Size0.384 acres (16,748 sqft)
Owner2 Individual Names on File
Last Sale$3,400 (Feb 2025)
Tax Bill$139 (2020)
Deeds & MortgagesMay 2026 Line of Credit
APN19-01.0-02-004-08-009.000.000

Property Details

APN / Parcel Number

Primary APN19-01.0-02-004-08-009.000.000
Alternative APN
  • 26640

Interior

Building Area1,121 sqft Living Area
1st Floor Area1,092 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area16,748 sqft (0.384 acres)
Lot Dimensions217 ft deep x 77 ft wide
Garage TypeBuilt-in
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number26640
Street Address401 W COMMERCIAL ST
CitySENATH
StateMO
Zip63876-8194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSENATH: LOT 9 BLK 13
Legal Range08E
Legal Township17N
Legal Section02
Legal SubdivisionSENATH
Legal Block13
Legal Lot Number9
JurisdictionDUNKLIN MO
Township / Civil DivisionSALEM
Census Block Group1
Census Block1157
Census Tract360800

Owner

401 W Commercial St is owned by two individuals who bought it in February 2025.

Source: Dunklin County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 496, SENATH, MO 63876-0496
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on File
Deed SaleFeb 27, 2025 · Amount on File
Prior SaleNov 19, 2012 · Amount on File
Deed Document Number2025561
Deed Book / Page2025 / 561
Prior Transfer DateJan 5, 2008
Prior Transfer Doc000356/268
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUNKLIN MO
Recording DateMay 26, 2026
Property Address401 W COMMERCIAL ST, SENATH, MO 63876-8194
Document Number0000001569
Book / Page2026 / 1569
Instrument DateMay 16, 2026
Instrument20261569
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W COMMERCIAL ST, SENATH, MO 63876-8194
InvestorPossibly a Property Investor

Mortgage

Document Number0000001569,
DateMay 26, 2026
Book Page2026/1569
Instrument20261569
Lender
NameSENATH STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Dunklin County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyDunklin County
County SubdivisionSalem Township
MunicipalitySenath City
Unified School DistrictSenath-Hornersville C-8 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,310$17,410 Land $4,160 Building $13,250
2023$3,280$17,270 Land $4,160 Building $13,110
2020$139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 401 W Commercial St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 W Commercial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENATH PWS
serves 1,767 people · EPA ID MO4010732
Water SourceGroundwater
Last State InspectionApr 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Oct 2024
Monitoring and Reporting39
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
PD Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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