403 W Chippewa St, Brookhaven, MS 39601 Property Records

Lincoln County property record for 403 W Chippewa St, Brookhaven, MS 39601

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,679 sqft · built 1915
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2006)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B77-13-1-248`

Property Details

APN / Parcel Number

Primary APN	`B77-13-1-248`
Alternative APNs	`014314` `14314`

Interior

Full Baths	2 Baths
Building Area	3,679 sqft Adjusted Area
Upper Floors Area	1,133 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Exterior Material	Wood Shingle
Roof Type	Hip
Roof Material	Asbestos
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Area	216 sqft
Pool Area	400 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14314
Street Address	403 W CHIPPEWA ST
City	BROOKHAVEN
State	MS
Zip	39601-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE COR OF BLOCK 59 RUN S 200' E 75' N 200' W ALG CHIPPEWA ST 75' TO POB
Legal Block	59
Jurisdiction	LINCOLN MS
Township / Civil Division	3
Census Block Group	1
Census Block	1050
Census Tract	950601

Owner

Source: Lincoln County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	403 W CHIPPEWA ST, BROOKHAVEN, MS 39601-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS FSB
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit BANKPLUS FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2006 · Amount on Record
Deed Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	0000124717
Deed Book / Page	1247 / 17
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	403 W CHIPPEWA ST, BROOKHAVEN, MS 39601-3709
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233543
Date	Aug 8, 2023
Instrument	20233543

Lender

Name	BANKPLUS FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 25, 2030

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	403 W CHIPPEWA ST, BROOKHAVEN, MS 39601-3709
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232505
Date	Jun 1, 2023
Instrument	20232505

Lender

Name	BANKPLUS FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 20, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lincoln County
Municipality	Brookhaven City
Unified School District	Brookhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,103.00 (+25.36%) Homeowner's exemption	$31,048 (+25.39%)	$310,480 (+25.39%) Land $31,800 Building $278,680
2024	$3,273.00 (-0.61%) Homeowner's exemption	$24,762 (+7.1%)	$247,620 (+7.1%) Land $31,800 Building $215,820
2023	$3,293.00 (+7.76%) Homeowner's exemption	$23,120 (-)	$231,200 (-) Land $27,830 Building $203,370
2022	$3,056.00 Homeowner's exemption	$23,120	$231,200 Land $27,830 Building $203,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1999–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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