228 W Chippewa St, Brookhaven, MS 39601 Property Records

Lincoln County property record for 228 W Chippewa St, Brookhaven, MS 39601

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,578 sqft · built 1940
Lot Size	0.688 acres (30,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B87-18-2-272`

Property Details

APN / Parcel Number

Primary APN	`B87-18-2-272`
Alternative APNs	`014256` `14256`

Interior

Full Baths	2 Baths
Building Area	2,578 sqft Adjusted Area
1st Floor Area	2,394 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14256
Street Address	228 W CHIPPEWA ST
City	BROOKHAVEN
State	MS
Zip	39601-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 & S1/2 OF LTS 11 & 12 11/93
Legal Range	08
Legal Township	07
Legal Section	18
Legal Subdivision	CITY BROOKHAVEN
Legal Lot Number	1,9-12
Jurisdiction	LINCOLN MS
Township / Civil Division	3
Census Block Group	1
Census Block	1052
Census Tract	950601

Owner

Source: Lincoln County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 W CHIPPEWA ST, BROOKHAVEN, MS 39601-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	228 W CHIPPEWA ST, BROOKHAVEN, MS 39601-3804
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232915
Date	Jun 27, 2023
Instrument	20232915

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2043

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	228 W CHIPPEWA ST, BROOKHAVEN, MS 39601-3804
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1556/927
Date	Dec 20, 2017
Book Page	1556/927
Instrument	20176181

Lender

Name	FIRST BANK
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lincoln County
Municipality	Brookhaven City
Unified School District	Brookhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (+22.42%) Homeowner's exemption	$25,680 (+22.28%)	$256,800 (+22.28%) Land $85,500 Building $171,300
2024	$2,730.00 (+10.48%) Homeowner's exemption	$21,001 (+9.95%)	$210,010 (+9.95%) Land $85,500 Building $124,510
2023	$2,471.00 (-0.04%) Homeowner's exemption	$19,101 (-)	$191,010 (-) Land $66,500 Building $124,510
2022	$2,472.00 Homeowner's exemption	$19,101	$191,010 Land $66,500 Building $124,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1999–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on W Chippewa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures