403 W Cedar Ave, Duncan, OK 73533 Property Records

Stephens County property record for 403 W Cedar Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,238 sqft · built 1970
Lot Size	0.757 acres (32,992 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Oct 2023)
Tax Bill	$627 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12856`

Property Details

APN / Parcel Number

Primary APN	`12856`
Alternative APN	`1001-00-010-007-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,992 sqft (0.757 acres)
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12856
Street Address	403 W CEDAR AVE
City	DUNCAN
State	OK
Zip	73533-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 10 LOT 6 & LOT 7 DUNCAN CITY
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	10
Legal Lot Number	6,7
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3018
Census Tract	400

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	7 ROCK ISLAND LTD ST, ARDMORE, OK 73401-2925
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Sep 18, 2013 · Amount on File
Deed Document Number	202310375
Deed Book / Page	6412 / 219
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 26, 2023
Property Address	403 W CEDAR AVE, DUNCAN, OK 73533-5837
Document Number	006412/219
Book / Page	6412 / 219
Instrument Date	Oct 25, 2023
Instrument	I-2023-010375
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 W CEDAR AVE, DUNCAN, OK 73533-5837

Mortgage

Document Number	I2023010376
Date	Oct 26, 2023
Instrument	I-2023-010376

Lender

Name	PAULS VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,440 (-) Land $524 Building $6,916	$67,633 (-17.27%) Land $4,765 Building $62,868
2025	$627.00 (+27.44%)	$7,440 (+10.25%) Land $524 Building $6,916	$81,756 (+3.24%) Land $6,850 Building $74,906
2023	$492.00 Homeowner's exemption	$6,748 Land $484 Building $6,264	$79,192 Land $6,850 Building $72,342

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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