Cedar County property record for 403 W 3rd St, Tipton, IA 52772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1914 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Feb 2026) |
| Tax Bill | $950 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048010012790040 |
| Primary APN | 048010012790040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| Basement Area | 610 sqft |
| Unfinished Basement | 610 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,487 sqft (0.103 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 178 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 403 W 3RD ST |
|---|---|
| City | TIPTON |
| State | IA |
| Zip | 52772-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARRS ADD N 60' E 1/2 LOT 11 & N 60' LOT 12 BLK 58 |
| Legal Subdivision | STARRS ADD |
| Legal Block | 58 |
| Legal Lot Number | 11 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 450300 |
403 W 3rd St is owned by an individual who bought it in February 2026.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 884 DAULTON DR, TIPTON, IA 52772-8000 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Deed Document Number | 2026460 |
| Deed Book / Page | 1807 / 228 |
| Prior Transfer Date | Sep 19, 2025 |
| Prior Transfer Doc | 0000002616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 403 W 3RD ST, TIPTON, IA 52772-1512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 204 HIDDEN RIVER DR, TIPTON, IA 52772-9389 |
| Document Number | 001807/230 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 1807/230 |
| Instrument | 2026 461 |
| Name | HILLS BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | HILLS, IA 52235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 403 W 3rd St was $950.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950.00 | $111,080 (+94.43%) Land $12,790 Building $98,290 | $111,080 (+94.43%) Land $12,790 Building $98,290 |
| 2025 | $950.00 (+0.21%) | $57,130 Land $12,790 Building $44,340 | $57,130 Land $12,790 Building $44,340 |
| 2024 | $948.00 | ||
| 2023 | $50,970 (+26.1%) Land $12,790 Building $38,180 | $50,970 Land $12,790 Building $38,180 | |
| 2022 | $822.00 | $40,420 Land $10,460 Building $29,960 | |
| 2021 | $40,420 Land $10,460 Building $29,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 403 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Cedar Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures