402 W 3rd St, Tipton, IA 52772 Property Records

Cedar County property record for 402 W 3rd St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,766 sqft · built 1879
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,625 (Jul 2021)
Tax Bill	$2,740 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048010012400110`

Property Details

APN / Parcel Number

Primary APN	`048010012400110`
Alternative APN	`48004801001240011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
Basement Area	588 sqft
Unfinished Basement	588 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	402 W 3RD ST
City	TIPTON
State	IA
Zip	52772-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARRS ADD E 84' LOTS 1 & 2 BLK 65
Legal Subdivision	STARRS ADD
Legal Block	65
Legal Lot Number	1,2
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4043
Census Tract	450300

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 W 3RD ST, TIPTON, IA 52772-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
Mar 15, 2019	Correction Deed
Mar 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	20212627
Deed Book / Page	1598 / 246
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	0001457/15
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 8, 2021
Property Address	402 W 3RD ST, TIPTON, IA 52772-1513
Document Number	001598/246
Book / Page	1598 / 246
Instrument Date	Jun 29, 2021
Instrument	2021 2627
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 W 3RD ST, TIPTON, IA 52772-1513

Mortgage

Document Number	001598/248
Date	Jul 8, 2021
Book Page	1598/248
Instrument	2021 2628

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 6, 2021
Property Address	402 W 3RD ST, TIPTON, IA 52772-1513
Document Number	001598/146
Book / Page	1598 / 146
Instrument Date	Jun 29, 2021
Instrument	2021 2604
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$221.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W 3RD ST, TIPTON, IA 52772-1513

Mortgage

Document Number	001598/150
Date	Jul 6, 2021
Book Page	1598/150
Instrument	2021 2605

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CEDAR IA
Recording Date	Mar 15, 2019
Property Address	402 W 3RD ST, TIPTON, IA 52772-1513
Document Number	001457/151
Book / Page	1457 / 151
Instrument Date	Mar 4, 2019
Instrument	2019-658
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W 3RD ST, TIPTON, IA 52772-1513

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CEDAR IA
Recording Date	Mar 11, 2019
Property Address	402 W 3RD ST, TIPTON, IA 52772-1513
Document Number	0001457/15
Book / Page	1457 / 15
Instrument Date	Mar 4, 2019
Instrument	628
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W 3RD ST, TIPTON, IA 52772-1513

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,740.00	$164,840 (-) Land $20,330 Building $144,510	$164,840 (-) Land $20,330 Building $144,510
2025	$2,740.00 (-0.58%)	$164,840 (+10.7%) Land $20,330 Building $144,510	$164,840 (+10.7%) Land $20,330 Building $144,510
2024	$2,756.00 (+15.41%)
2023		$148,910 (+26.92%) Land $20,330 Building $128,580	$148,910 (+26.92%) Land $20,330 Building $128,580
2022	$2,388.00	$117,330 Land $16,630 Building $100,700
2021			$117,330 Land $16,630 Building $100,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Cedar Communications.

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