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403 W 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 403 W 2nd St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,218 sqft · built 2017
Lot Size0.218 acres (9,501 sqft)
OwnerIndividual Name on File
Last Sale$1,280,000 (Jan 2018)
Tax Bill$19,691 (2023)
Deeds & MortgagesNov 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-590061

Property Details

APN / Parcel Number

Primary APN02-590061
Alternative APN
  • 590061

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,218 sqft Total Area
Basement Area1,600 sqft
Finished Basement1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area9,501 sqft (0.218 acres)
Garage TypeDetached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area26 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number590061
Street Address403 W 2ND ST
CityFREDERICK
StateMD
Zip21701-5066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 PLAT 1 SECTION 9,501 SQ FT ZIMMERMAN AT BAKER PARK
Legal SubdivisionZIMMERMAN/BAKER PARK 1 SEC
Legal Lot Number7
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2026
Census Tract750600

Owner

Source: Frederick County records · APN 02-590061

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address403 W 2ND ST, FREDERICK, MD 21701-5066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2020Deed of Trust, Mortgage · VA Mortgage
SECURE ONE CAPITAL CORP
Jan 22, 2018Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2018 · Amount on Record
Deed SaleJan 22, 2018 · Amount on Record
Deed Document Number0012241326
Deed Book / Page12241 / 326
Record UpdatedJun 07, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address403 W 2ND ST, FREDERICK, MD 21701-5066
Transaction TypeMortgage
Record UpdatedAug 09, 2021
Title CompanySTATES TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W 2ND ST, FREDERICK, MD 21701-5066

Mortgage

Document Number0142330033
DateNov 05, 2020
Book Page14233/33
Lender
NameSECURE ONE CAPITAL CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 22, 2018
Property Address403 W 2ND ST, FREDERICK, MD 21701-5066
Document Number0122410326
Book / Page12241 / 0326
Map ReferenceMB92 PG196
Instrument DateJan 12, 2018
Instrument12241-0326
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyOLDE TOWNE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W 2ND ST, FREDERICK, MD 21701-5066

Mortgage

Document Number122410334
DateJan 22, 2018
Instrument12241-0334
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$19,691.00 Homeowner's exemption$1,200,933$1,531,800 Land $236,000 Building $1,295,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1998–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2021, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 571 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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