313 W 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 313 W 2nd St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,258 sqft · built 1950
Lot Size	0.431 acres (18,800 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Apr 2020)
Tax Bill	$16,930 (2023)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-113716`

Property Details

APN / Parcel Number

Primary APN	`02-113716`
Alternative APNs	`2113716` `113716`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,258 sqft Total Area
1st Floor Area	1,669 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Slate
Lot Area	18,800 sqft (0.431 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Open Porch
Porch Area	266 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	113716
Old Parcel Number	2113716
Street Address	313 W 2ND ST
City	FREDERICK
State	MD
Zip	21701-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 X 147 & LOT 90 X 197 313 W. 2ND. ST.
Legal Subdivision	LLOYD C CULLER BY R CLINTON ZI
Legal Lot Number	313
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2033
Census Tract	750600

Owner

Source: Frederick County records · APN 02-113716

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	313 W 2ND ST, FREDERICK, MD 21701-4916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed, Transfer · Conventional Mortgage PNC BANK NA
Dec 10, 2018	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	0013653372
Deed Book / Page	13653 / 372
Record Updated	Jun 07, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 13, 2020
Property Address	313 W 2ND ST, FREDERICK, MD 21701-4916
Document Number	0136530372
Book / Page	13653 / 372
Instrument Date	Apr 03, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 W 2ND ST, FREDERICK, MD 21701-4916

Mortgage

Document Number	136530380
Date	Apr 13, 2020
Instrument	13653/0380

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 10, 2018
Property Address	313 W 2ND ST, FREDERICK, MD 21701-4916
Document Number	0127460092
Book / Page	12746 / 0092
Map Reference	MB EGH2 FO3
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	RGS TTILE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	212 ROCKWELL TER, FREDERICK, MD 21701-4910

Mortgage

Document Number	0001274698
Date	Dec 10, 2018
Instrument	12746/98

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$16,930.00 Homeowner's exemption	$1,149,767	$1,421,900 Land $326,400 Building $1,095,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1998–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2021, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 571 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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