403 Thoreau Spring Rd, Madison, AL 35758 Property Records

Madison County property record for 403 Thoreau Spring Rd, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,642 sqft · built 2003
Lot Size	0.412 acres (17,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Jun 2015)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-06-0-001-009.057`

Property Details

APN / Parcel Number

Primary APN	`16-03-06-0-001-009.057`
Alternative APN	`418390`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,642 sqft Living Area
1st Floor Area	2,642 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,990 sqft (0.412 acres)
Lot Dimensions	180 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	418390
Street Address	403 THOREAU SPRING RD
City	MADISON
State	AL
Zip	35758-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 WALDEN PH II PB 40 PG 90-91 & PB 42 PG 65
Legal Range	02W
Legal Township	04S
Legal Section	06
Legal Subdivision	WALDEN PH II
Legal Tract	1
Legal Lot Number	89
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2024
Census Tract	11024

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 THOREAU SPRING RD, MADISON, AL 35758-3645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	2015349280
Deed Book / Page	2015 / 349280
Last Transfer Date	Jun 29, 2015
Transfer Doc	0000349280
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	403 THOREAU SPRING RD, MADISON, AL 35758-3645
Document Number	0000089780
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 THOREAU SPRING RD MADISON AL 357583645, MADISON, AL 35758-3645

Mortgage

Document Number	0000089780
Date	Nov 6, 2020
Instrument	89780

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (+6.07%) Homeowner's exemption	$54,320 (+6.01%) Land $5,360 Building $48,960	$543,100 (+6.01%) Land $53,500 Building $489,600
2023	$3,523.00 (+13.43%) Homeowner's exemption	$51,240 (+13.26%) Land $5,360 Building $45,880	$512,300 (+13.27%) Land $53,500 Building $458,800
2022	$3,106.00 Homeowner's exemption	$45,240 Land $5,360 Building $39,880	$452,300 Land $53,500 Building $398,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20