403 Temple St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 403 Temple St, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,206 sqft · built 1928
Lot Size0.091 acres (4,000 sqft)
Owner2 Individual Names on Record
Last Sale$147,300 (Jan 2022)
Tax Bill$1,590 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2018 Sale
+ 1 more
APN060300 79.17-1-20

Property Details

APN / Parcel Number

Primary APN060300 79.17-1-20
Alternative APNs
  • 03000790170001020000
  • 030186270

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,206 sqft Living Area
1st Floor Area804 sqft
Upper Floors Area402 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030186270
Street Address403 TEMPLE ST
CityDUNKIRK
StateNY
Zip14048-1919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description40 X 100 RES. GAR.; OLD APN: 060300 48-1-6
Legal Block1
Legal Lot Number20.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group2
Census Block2029
Census Tract35600

Owner

Source: Chautauqua County and Dunkirk City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address403 TEMPLE ST, DUNKIRK, NY 14048-1919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY BANK NA
Mar 14, 2018Deed, Transfer
Sep 6, 2017Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleJan 20, 2022 · Amount on Record
Deed Document Number20221340
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateJan 24, 2022
Property Address403 TEMPLE ST, DUNKIRK, NY 14048-1919
Document NumberDE2022001340
Instrument DateJan 24, 2022
InstrumentDE2022001340
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 CENTRAL AVE, FREDONIA, NY 14063-1123

Mortgage

Document NumberMT2022001257
DateJan 24, 2022
InstrumentMT2022001257
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionCHAUTAUQUA NY
Recording DateMar 14, 2018
Property Address403 TEMPLE ST, DUNKIRK, NY 14048-1919
Document NumberDE2018002076
Instrument DateJan 26, 2018
InstrumentDE2018002076
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 GRANT AVE, DUNKIRK, NY 14048-2670

September 2017: Foreclosure

Document TypeForeclosure
JurisdictionCHAUTAUQUA NY
Recording DateSep 6, 2017
Property Address403 TEMPLE ST, DUNKIRK, NY 14048-1919
Document NumberDE2017005823
Instrument DateAug 23, 2017
InstrumentDE2017005823
Transaction TypeForeclosure
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,590.00$39,500 (-) Land $2,000 Building $37,500$89,773 (+25%) Land $4,545 Building $85,228
2023$39,500 (-) Land $2,000 Building $37,500$71,818 (+14.55%) Land $3,636 Building $68,182
2022$39,500 Land $2,000 Building $37,500$62,698 Land $3,175 Building $59,523

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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