Chautauqua County and Dunkirk City property record for 320 Temple St, Dunkirk, NY 14048 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,250 sqft · built 1926 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Dec 2021) |
| Tax Bill | $1,389 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Sale & Mortgage |
| APN | 060300 79.13-2-50 |
| Primary APN | 060300 79.13-2-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 650 sqft |
| Upper Floors Area | 600 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030185280 |
|---|---|
| Street Address | 320 TEMPLE ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INCLUDES 8-6-20.2 & 18 100 X 100 RES; OLD APN: 060300 8-6-19 |
| Legal Block | 2 |
| Legal Lot Number | 50.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 35600 |
Source: Chautauqua County and Dunkirk City records · APN 060300 79.13-2-50
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 TEMPLE ST, DUNKIRK, NY 14048-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 10, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CATTARAUGUS COUNTY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | May 02, 2014 · Amount on Record |
| Deed Document Number | 20218453 |
| Prior Transfer Date | Mar 17, 2009 |
| Prior Transfer Doc | 0000002677/000000062 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Aug 07, 2026 |
| Property Address | 320 TEMPLE ST, DUNKIRK, NY 14048-1918 |
| Document Number | 0000003059 |
| Instrument Date | May 01, 2026 |
| Instrument | 20263059 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 90 BRIGHAM RD, FREDONIA, NY 14063-1044 |
| Document Number | 0000003059, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 20263059 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Dec 10, 2021 |
| Property Address | 320 TEMPLE ST, DUNKIRK, NY 14048-1918 |
| Document Number | DE2021008453 |
| Instrument Date | Dec 10, 2021 |
| Instrument | DE2021008453 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 DOUGLAS ST, FREDONIA, NY 14063-2206 |
| Document Number | MT2021005489 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | MT2021005489 |
| Name | CATTARAUGUS COUNTY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,389.00 | $34,500 (-) Land $5,000 Building $29,500 | $78,409 (+25%) Land $11,364 Building $67,045 |
| 2023 | $34,500 (-) Land $5,000 Building $29,500 | $62,727 (+14.54%) Land $9,091 Building $53,636 | |
| 2022 | $34,500 Land $5,000 Building $29,500 | $54,762 Land $7,937 Building $46,825 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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