403 Sullivan St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 403 Sullivan St, Punta Gorda, FL 33950

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 3 ba · 5,911 sqft · built 2006
Lot Size	0.217 acres (9,476 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Jul 2023)
Tax Bill	$18,786 (2025)
Deeds & Mortgages	Jul 2023 Sale Dec 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-23-06-385-003`

Property Details

APN / Parcel Number

Primary APN	`41-23-06-385-003`
Alternative APNs	`0092053-000000-3` `10004701548`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	5,911 sqft Total Area
Gross Area	6,401 sqft
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Clay Tile
Lot Area	9,476 sqft (0.217 acres)

Exterior Amenities

Porch	Porch
Porch Area	381 sqft
Patio Area	109 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004701548
Old Parcel Number	00920530000003
Street Address	403 SULLIVAN ST
City	PUNTA GORDA
State	FL
Zip	33950-4836
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CC
Legal Description	PUG 000 0063 0017 PUNTA GORDA BLK 63 LTS 17 & 18 90/311 C#77-514 1227/1557 1508/2116 1718/2189 1822/40 2862/1305
Legal Range	23E
Legal Township	41S
Legal Section	06
Legal Subdivision	PUNTA GORDA
Legal Block	63
Legal Lot Number	17 18
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1034
Census Tract	10301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Punta Gorda Residential District listed 1991 · 126 contributing resources · NRIS 90002103

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2421 SHREVE ST STE 112, 112, PUNTA GORDA, FL 33950-5972
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 18, 2020	Warranty Deed, Transfer STEWART TITLE
Jan 15, 2018	Loan Modification, Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	3285928
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 3, 2023
Property Address	403 SULLIVAN ST, PUNTA GORDA, FL 33950-4836
Document Number	0003285928
Map Reference	MB 1 PG 8
Instrument Date	Jun 23, 2023
Instrument	3285928
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$8,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 W SMOKEY ROW RD, BARGERSVILLE, IN 46106-8890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 SHREVE ST STE 112, 112, PUNTA GORDA, FL 33950-5972

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 18, 2020
Property Address	403 SULLIVAN ST, PUNTA GORDA, FL 33950-4836
Document Number	0046791626
Book / Page	004679 / 001626
Instrument Date	Dec 18, 2020
Instrument	2884642
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$7,841.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3760 W SMOKEY ROW RD BARGERSVILLE IN 461068890, BARGERSVILLE, IN 46106-8890

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	403 SULLIVAN ST, PUNTA GORDA, FL 33950-4836
Document Number	0042751532
Instrument Date	Jan 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 SULLIVAN ST PUNTA GORDA FL 339504836, PUNTA GORDA, FL 33950-4836

Mortgage

Document Number	0042751532
Date	Jan 24, 2018
Book Page	004275/001532
Instrument	2581752

Lender

Name	CENTENNIAL BK
Type	Bank
Address	PUNTA GORDA, FL 33950

Agreement

Term	60 Months
Due	Jan 23, 2023

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,786.00 (+17.88%)	$1,130,479 (+38.54%)	$1,016,646 (-2.42%) Land $236,900 Building $779,746
2023	$15,936.00 (+17.36%)	$815,989 (-6.64%)	$1,041,904 (+19.21%) Land $236,900 Building $805,004
2022	$13,579.00	$874,011 Land $120,819 Building $753,192	$874,011 Land $120,819 Building $753,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 308 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	556 units insured incl. 248 condo units
Nearby Flood Claims	627 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 183 claims Hurricane Helene, Oct 2024 · 187 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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