403 Springfield St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 403 Springfield St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,392 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Nov 2002)
Tax Bill	$7,036 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 44`

Property Details

APN / Parcel Number

Primary APN	`MAP 44`
Alternative APN	`WILB M:11050 B:172 L:4575`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	4,786 sqft
1st Floor Area	2,530 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 44
Street Address	403 SPRINGFIELD ST
City	WILBRAHAM
State	MA
Zip	01095-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	172
Legal Lot Number	4575
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5016
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 SPRINGFIELD ST, WILBRAHAM, MA 01095-1949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage MASS MUTUAL FCU
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MASSMUTUAL FEDERAL CREDIT UNION
Sep 21, 2017	Deed of Trust, Mortgage MILEND
Mar 8, 2017	Deed of Trust, Mortgage · FHA Mortgage MILEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2002 · Amount on Record
Deed Sale	Nov 7, 2002 · Amount on Record
Deed Book / Page	12703 / 491
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	403 SPRINGFIELD ST, WILBRAHAM, MA 01095-1949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22392-450
Date	Oct 9, 2018
Book Page	22392/450
Instrument	60260

Lender

Name	MASS MUTUAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	403 SPRINGFIELD ST, WILBRAHAM, MA 01095-1949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23555-101
Date	Nov 24, 2020
Book Page	23555/101
Instrument	70005

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	403 SPRINGFIELD ST, WILBRAHAM, MA 01095-1949
Document Number	21902-175
Book / Page	021902 / 000175
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21902-175
Date	Oct 16, 2017
Book Page	021902/000175
Instrument	60906

Lender

Name	MILEND

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	403 SPRINGFIELD ST, WILBRAHAM, MA 01095-1949
Document Number	21676-245
Book / Page	021676 / 000245
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21676-245
Date	May 11, 2017
Book Page	021676/000245
Instrument	25911

Lender

Name	MILEND

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,036.00 (+2.67%)	$403,200 (+5.19%) Land $78,800 Building $324,400	$461,358 (-2.33%)
2025	$6,853.00 (-0.29%)	$383,300 (+3.18%) Land $78,800 Building $304,500	$472,340 (+7.13%)
2024	$6,873.00 (+7.73%)	$371,500 (+8.88%) Land $88,000 Building $283,500	$440,895
2023	$6,380.00	$341,200 Land $88,000 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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