400 Springfield St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 400 Springfield St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,361 sqft · built 1956
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2026)
Tax Bill	$5,280 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 44`

Property Details

APN / Parcel Number

Primary APN	`MAP 44`
Alternative APN	`WILB M:11050 B:170 L:4574`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	3,553 sqft
1st Floor Area	1,361 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 44
Street Address	400 SPRINGFIELD ST
City	WILBRAHAM
State	MA
Zip	01095-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	170
Legal Lot Number	4574
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2008
Census Tract	813602

Owner

400 Springfield St is owned by two individuals who bought it in August 2026.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	244 GLENDALE RD, WILBRAHAM, MA 01095-2330
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Jun 15, 2020	Quit Claim Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME LN & INV BK
May 15, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Document Number	2026243481
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Aug 7, 2026
Property Address	400 SPRINGFIELD ST, WILBRAHAM, MA 01095-1937
Document Number	0000243481
Instrument Date	Aug 7, 2026
Instrument	2026243481
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Date	Aug 7, 2026

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jun 15, 2020
Property Address	400 SPRINGFIELD ST, WILBRAHAM, MA 01095-1937
Document Number	0000222188
Instrument Date	May 8, 2020
Instrument	222188
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$977.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CRAIG DR #VI WEST SPRINGFIELD MA 010891480, VI, WEST SPRINGFIELD, MA 01089-1480

Mortgage

Document Number	2221891
Date	Jun 15, 2020
Instrument	2221891

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	400 SPRINGFIELD ST, WILBRAHAM, MA 01095-1937
Document Number	0000218676
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SPRINGFIELD ST WILBRAHAM MA 010951937, WILBRAHAM, MA 01095-1937

Mortgage

Document Number	0000218676
Date	Jul 3, 2019
Instrument	218676

Lender

Name	HOME LN & INV BK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 2, 2034

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	May 15, 2019
Property Address	400 SPRINGFIELD ST, WILBRAHAM, MA 01095-1937
Document Number	0000218165
Instrument Date	May 15, 2019
Instrument	218165
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DALTON ST WILBRAHAM MA 010951013, WILBRAHAM, MA 01095-1013

Mortgage

Document Number	218166
Date	May 15, 2019
Instrument	218166

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 400 Springfield St was $5,280, up 2.7% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,280.00 (+2.68%)	$302,600 (+5.22%) Land $76,800 Building $225,800	$373,091 (+4.62%)
2025	$5,142.00 (+6.24%)	$287,600 (+9.94%) Land $76,800 Building $210,800	$356,630 (+10.67%)
2024	$4,840.00 (+4.45%)	$261,600 (+5.57%) Land $76,800 Building $184,800	$322,240
2023	$4,634.00	$247,800 Land $76,800 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Springfield St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Springfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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