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403 Spring Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 403 Spring Ln, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,515 sqft Heated Area
Lot Size11,519 sqft (0.264 acres)
OccupancyOwner Occupied
Last Sale$335,500 (2018)
Tax Bill$2,344.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-590-2963-7
Alternative APN
  • 00-2S-22-2371-000H-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,515 sqft Heated Area
Gross Area2,043 sqft Gross Area
1st Floor Area1,416 sqft 1st Floor
Stories1 Story
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1976
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,519 sqft (0.264 acres)
Lot Width90 ft Width
Garage TypeFinished
Garage Area504 sqft Garage
Shed1 Shed
PorchOpen Porch
Porch Area48 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address403 SPRING LN
CityDESTIN
StateFL
Zip32541-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING LAKE 2ND ADD LOT 7 BLK H
Legal Range22
Legal Township02S
Legal SubdivisionSPRING LAKE #2
Legal BlockH
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1004
Census Tract23307

Owner

Source: Okaloosa County records · APN C56-000-590-2963-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address403 SPRING LN, DESTIN, FL 32541-1942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2017Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
GRAND BANK FOR SAVINGS FSB
Dec 20, 2018Warranty Deed, Transfer · Conventional Mortgage
GRAND BANK FOR SAVINGS FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2018 · Amount on Record
Deed SaleDec 20, 2018 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number3249708
Deed Book / Page3379 / 0569
Record UpdatedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address403 SPRING LN, DESTIN, FL 32541-1942
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033011185
DateMay 26, 2017
Book Page3301/1185
Instrument3137457
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address403 SPRING LN, DESTIN, FL 32541-1942
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyMCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034423496
DateFeb 06, 2020
Book Page3442/3496
Instrument3335567
Lender
NameGRAND BANK FOR SAVINGS FSB
TypeBank
AddressHATTIESBURG, MS 39404
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 20, 2018
Property Address403 SPRING LN, DESTIN, FL 32541-1942
Document Number0033790569
Book / Page3379 / 0569
Map ReferenceMB 5 PG 36
Instrument DateDec 17, 2018
Instrument3249708
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,348.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 E SHIPWRECK RD, 43, SANTA ROSA BEACH, FL 32459-3014

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 SPRING LN, DESTIN, FL 32541-1942

Mortgage

Document Number3249709
DateDec 20, 2018
Instrument3249709
Lender
NameGRAND BANK FOR SAVINGS FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,344.00 (+6.06%) Homeowner's exemption$236,967 (+5.99%)$340,435 (+3.01%) Land $129,985 Building $210,450
2023$2,210.00 (+3.32%) Homeowner's exemption$223,582 (+3.55%)$330,499 (+8.11%) Land $117,943 Building $212,556
2022$2,139.00 Homeowner's exemption$215,925$305,716 Land $107,221 Building $198,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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