Okaloosa County property record for 402 Spring Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,685 sqft · built 1975 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jun 2020) |
| Tax Bill | $4,592 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9252-0 |
| Primary APN | C56-000-589-9252-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,685 sqft Heated Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 1,685 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,199 sqft (0.257 acres) |
| Lot Width | 80 ft Width |
| Porch | Enclosed Porch |
| Porch Area | 685 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 402 SPRING LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY HOMES S/D S 60 FT LOT 28 & N 20 FT FT OF LOT 29 BLK I 980-254 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLY HOMES S/D |
| Legal Block | I |
| Legal Lot Number | 28 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PSC 489 BOX 656, APO, AE 09751-0007 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Jun 2, 2020 | Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Prior Sale | Aug 5, 2015 · Amount on Record |
| Deed Document Number | 3362167 |
| Deed Book / Page | 3465 / 4120 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 402 SPRING LN, DESTIN, FL 32541-1928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036433332 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 3643/3332 |
| Instrument | 3579902 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Sep 21, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 2, 2020 |
| Property Address | 402 SPRING LN, DESTIN, FL 32541-1928 |
| Document Number | 0034654120 |
| Book / Page | 3465 / 4120 |
| Map Reference | MB 3 PG 32 |
| Instrument Date | May 22, 2020 |
| Instrument | 3362167 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 PRIMROSE CIR, 319, DESTIN, FL 32541-2225 |
| Name | Verified Name |
|---|---|
| Address | 402 SPRING LN, DESTIN, FL 32541-1928 |
| Document Number | 0034654122 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 3465/4122 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,592.00 (+9.67%) | $387,792 (+3.17%) Land $118,750 Building $269,042 | $387,792 (+3.17%) Land $118,750 Building $269,042 |
| 2023 | $4,187.00 (+7.75%) | $375,881 (+7.5%) Land $107,748 Building $268,133 | $375,881 (+7.5%) Land $107,748 Building $268,133 |
| 2022 | $3,886.00 | $349,665 Land $97,953 Building $251,712 | $349,665 Land $97,953 Building $251,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 96 (1982–2014) |
| Claims Outside the SFHA | 50 of 96 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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