403 SE 20th St, Oak Grove, MO 64075 Property Records

Jackson County property record for 403 SE 20th St, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,461 sqft · built 1963
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Apr 2026)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`39-100-03-39`

Property Details

APN / Parcel Number

Primary APN	`39-100-03-39`
Alternative APNs	`39-100-03-39-00-0-00-000` `39100033900000001` `907917`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,461 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	1,110 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	907917
Street Address	403 SE 20TH ST
City	OAK GROVE
State	MO
Zip	64075-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOY HEIGHTS LOT 39
Legal Subdivision	HOY HEIGHTS
Legal Block	4
Legal Lot Number	39
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	4
Census Block	4000
Census Tract	14005

Owner

403 SE 20th St is owned and occupied by two individuals who bought it in April 2026.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Apr 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Feb 22, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2020	Deed of Trust, Mortgage PLAINS CMRC BK
Apr 20, 2020	Deed of Trust, Mortgage LAKEVIEW LN SERVICING
Feb 20, 2020	Grant Deed, Transfer NOT AVAILABLE
Feb 8, 2019	Warranty Deed, Transfer NOT AVAILABLE
Mar 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Feb 22, 2024
Deed Document Number	202624308
Prior Transfer Date	Mar 30, 2026
Prior Transfer Doc	00E0024308
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 3, 2026
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	0000024308
Instrument Date	Mar 30, 2026
Instrument	202624308
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209

Mortgage

Document Number	0000024309,
Date	Apr 3, 2026
Instrument	2026E24309

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 3, 2026
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	00E0024308
Instrument Date	Mar 30, 2026
Instrument	202624308
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209

Mortgage

Document Number	0000024309,
Date	Apr 3, 2026
Instrument	2026E24309

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 22, 2024
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	00E0010845
Instrument Date	Feb 22, 2024
Instrument	2024E0010845
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	000E113801
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST OAK GROVE MO 640759209, OAK GROVE, MO 64075-9209

Mortgage

Document Number	000E113801
Date	Dec 1, 2020
Instrument	113801E

Lender

Name	PLAINS CMRC BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 30, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	0000E33491
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST OAK GROVE MO 640759209, OAK GROVE, MO 64075-9209

Mortgage

Document Number	0000E33491
Date	Apr 24, 2020
Instrument	33491E

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 20, 2020
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	0000E14731
Instrument Date	Jan 14, 2020
Instrument	14731E
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST OAK GROVE MO 640759209, OAK GROVE, MO 64075-9209

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 8, 2019
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	0000E09403
Instrument Date	Feb 4, 2019
Instrument	9403E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST OAK GROVE MO 640759209, OAK GROVE, MO 64075-9209

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 20, 2018
Property Address	403 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	0000E22563
Instrument Date	Feb 16, 2018
Instrument	22563E
Transaction Type	Transfer
Record Updated	Apr 2, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 W LEXINGTON AVE INDEPENDENCE MO 640503648, INDEPENDENCE, MO 64050-3648

Tax Assessment & Valuation

The 2025 property tax bill for 403 SE 20th St was $2,014, up 15.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Oak Grove City
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,873 (-) Land $7,775 Building $18,098	$136,170 (-)
2025	$2,014.00 (+15.28%)	$25,873 Land $7,775 Building $18,098	$136,170
2024	$1,747.00 (+0.92%)
2023	$1,731.00 (+2%)	$22,498 (+11.7%) Land $4,946 Building $17,552	$118,410
2022	$1,697.00	$20,141 Land $4,152 Building $15,989
2021			$106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 SE 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 SE 20th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK GROVE PWS serves 9,200 people · EPA ID MO1010589
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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