401 SE 20th St, Oak Grove, MO 64075 Property Records

Jackson County property record for 401 SE 20th St, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,204 sqft · built 1963
Lot Size	0.338 acres (14,717 sqft)
Owner	Individual Name on File
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-100-03-40`

Property Details

APN / Parcel Number

Primary APN	`39-100-03-40`
Alternative APNs	`39-100-03-40-00-0-00-000` `39100034000000001` `907918`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,717 sqft (0.338 acres)
Lot Dimensions	120 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	907918
Street Address	401 SE 20TH ST
City	OAK GROVE
State	MO
Zip	64075-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOY HEIGHTS LOT 40
Legal Subdivision	HOY HEIGHTS
Legal Block	4
Legal Lot Number	40
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	4
Census Block	4000
Census Tract	14005

Owner

401 SE 20th St is owned and occupied by an individual who acquired it in November 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	401 SE 20TH ST, OAK GROVE, MO 64075-9209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BR MTG
Jul 25, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020
Deed Sale	Nov 25, 2020
Prior Sale	Sep 29, 2011 · Amount on File
Deed Document Number	2020E111921
Prior Transfer Date	Jul 15, 1998
Prior Transfer Doc	0000000266
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 25, 2020
Property Address	401 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	000E111921
Instrument Date	Nov 23, 2020
Instrument	111921E
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SE 20TH ST OAK GROVE MO 640759209, OAK GROVE, MO 64075-9209

Mortgage

Document Number	E112805
Date	Nov 25, 2020
Instrument	112805E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	401 SE 20TH ST, OAK GROVE, MO 64075-9209
Document Number	0000E67159
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SE 20TH ST OAK GROVE MO 640759209, OAK GROVE, MO 64075-9209

Mortgage

Document Number	0000E67159
Date	Aug 1, 2018
Instrument	67159E

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 SE 20th St was $2,289, down 19.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Oak Grove City
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,399 (-) Land $7,834 Building $21,565	$154,730 (-)
2025	$2,289.00 (-19.63%)	$29,399 Land $7,834 Building $21,565	$154,730
2024	$2,848.00 (+0.96%)
2023	$2,821.00	$36,670 Land $8,468 Building $28,202	$193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 SE 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 SE 20th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK GROVE PWS serves 9,200 people · EPA ID MO1010589
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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