403 S Washington St, Wheaton, IL 60187 Property Records

DuPage County property record for 403 S Washington St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Sep 2025)
Tax Bill	$7,845 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-415-001`

Property Details

APN / Parcel Number

Primary APN	`05-16-415-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,107 sqft
Basement Area	567 sqft
Finished Basement	567 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	16.5 ft deep x 5 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 S WASHINGTON ST
City	WHEATON
State	IL
Zip	60187-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CO CLKS ASSMT DIV OF UNSUB LANDS /S OF RR/ W 50 FT OF N 33 FT W 50 FT
Legal Subdivision	CO CLKS ASSMT
Legal Lot Number	16
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1022
Census Tract	842400

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jan 24, 2023	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Aug 24, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 24, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	202559510
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 23, 2025
Property Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433
Document Number	0000059510
Instrument Date	Sep 15, 2025
Instrument	R2025-059510
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433

Mortgage

Document Number	0000059513
Date	Sep 23, 2025
Instrument	R2025-059513

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 24, 2023
Property Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433
Document Number	0000004691
Map Reference	DOC 43590
Instrument Date	Dec 27, 2022
Instrument	R2023-004691
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29W701 BUTTERFIELD RD STE 101, 101, WARRENVILLE, IL 60555-3624

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433

Mortgage

Document Number	0000004692
Date	Jan 24, 2023
Instrument	R2023-004692

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 24, 2022
Property Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433
Document Number	0000079327
Map Reference	DOC 43590
Instrument Date	Aug 16, 2022
Instrument	R2022-079327
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5000, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S PARKWAY DR, NAPERVILLE, IL 60540-4355

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 24, 2022
Property Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433
Document Number	0000079326
Map Reference	DOC 43590
Instrument Date	Aug 12, 2022
Instrument	R2022-079326
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S WASHINGTON ST, WHEATON, IL 60187-5433

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,845.00 (+2.47%)	$137,521 (+8.46%) Land $32,934 Building $104,587	$412,563 (+8.46%) Land $98,802 Building $313,761
2024	$7,656.00 (+46.78%) Homeowner's exemption	$126,794 (+46.87%) Land $30,365 Building $96,429	$380,382 (+46.87%) Land $91,095 Building $289,287
2022	$5,216.00 Homeowner's exemption Senior Citizen's exemption	$86,330 Land $26,420 Building $59,910	$258,990 Land $79,260 Building $179,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on S Washington St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures