316 S Washington St, Wheaton, IL 60187 Property Records

DuPage County property record for 316 S Washington St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,256 sqft · built 1921
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Jun 2019)
Tax Bill	$10,374 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-326-018`

Property Details

APN / Parcel Number

Primary APN	`05-16-326-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Basement Area	808 sqft
Finished Basement	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	15 ft deep x 4.9 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	316 S WASHINGTON ST
City	WHEATON
State	IL
Zip	60187-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WARREN L WHEATONS 2ND ADD E 150FT S 32FT E 150FT N 17FT
Legal Subdivision	WARREN L WHEATONS 2ND ADD
Legal Block	6
Legal Lot Number	8
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1016
Census Tract	842400

Owner

316 S Washington St is owned and occupied by two individuals who bought it in June 2019.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 S WASHINGTON ST, WHEATON, IL 60187-5432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Prior Sale	May 12, 2004 · Amount on File
Deed Document Number	201949557
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Apr 29, 2026
Property Address	316 S WASHINGTON ST, WHEATON, IL 60187-5432
Document Number	0000028223
Instrument Date	Apr 23, 2026
Instrument	202628223
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	316 S WASHINGTON ST, WHEATON, IL 60187-5432
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028223,
Date	Apr 29, 2026
Instrument	202628223

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	316 S WASHINGTON ST, WHEATON, IL 60187-5432
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150225
Date	Dec 8, 2020
Instrument	R2020-150225

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 20, 2019
Property Address	316 S WASHINGTON ST, WHEATON, IL 60187-5432
Document Number	0000049557
Instrument Date	May 24, 2019
Instrument	49557
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1371 W CRYSTAL ST #B CHICAGO IL 606423880, B, CHICAGO, IL 60642-3880

Mortgage

Document Number	49558
Date	Jun 20, 2019
Instrument	49558

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 316 S Washington St was $10,374 with a homeowner's exemption, up 2.3% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,374.00 (+2.34%) Homeowner's exemption	$179,279 (+8.46%) Land $29,599 Building $149,680	$537,837 (+8.46%) Land $88,797 Building $449,040
2024	$10,137.00	$165,295 Land $27,290 Building $138,005	$495,885 Land $81,870 Building $414,015
2022	$9,542.00 Homeowner's exemption	$143,790 Land $23,740 Building $120,050	$431,370 Land $71,220 Building $360,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 S Washington St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 S Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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