403 S Thomas Rd, Apt A, Florence, SC 29501 Property Records

Florence County property record for 403 S Thomas Rd, Apt A, Florence, SC 29501

Property Summary

Property TypeApartment House (2-4 Units)
Details10,408 sqft · built 1991
Lot Size0.442 acres (19,285 sqft)
OwnerCompany Name on Record
Last Sale$1,080,000 (Jul 2026)
Tax Bill$13,125 (2025)
Deeds & MortgagesJul 2026 Sale
May 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN90019-01-001

Property Details

APN / Parcel Number

Primary APN90019-01-001
Alternative APN
  • 15002708

Interior

Units8 Units
Building Area10,408 sqft Total Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area19,285 sqft (0.442 acres)
Lot Dimensions133 ft deep x 145 ft wide

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Street Address403 S THOMAS RD, A
CityFLORENCE
StateSC
Zip29501-5485
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Legal DescriptionTHOMAS RD & 2ND LOOP
Legal SubdivisionWOODLAND SUBDIVISION
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1030
Census Tract1200

Owner

Source: Florence County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address274 TIMBERLAKE DR, FLORENCE, SC 29501-9301
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
May 5, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
JAMES E STROUD
Jul 16, 2021Deed, Transfer · Commercial Mortgage
DEDICATED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Prior SaleJul 16, 2021 · Amount on Record
Deed Document Number20269512
Deed Book / Page1226 / 1943
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionFLORENCE SC
Recording DateJul 14, 2026
Property Address403 S THOMAS RD, FLORENCE, SC 29501-5485
Document Number0000009512
Book / Page1226 / 1943
Instrument DateJul 13, 2026
Instrument20269512
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$283,608.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address274 TIMBERLAKE DR, FLORENCE, SC 29501-9301

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address403 S THOMAS RD, FLORENCE, SC 29501-5485
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010471037
DateMay 5, 2023
Book Page1047/1037
Instrument2023-00005676
Lender
NameJAMES E STROUD
TypePrivate Party
Address210 NURMI DR, FORT LAUDERDALE, FL 33301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionFLORENCE SC
Recording DateJul 16, 2021
Property Address403 S THOMAS RD, FLORENCE, SC 29501-5485
Document Number0009351555
Book / Page935 / 1555
Map ReferenceMB E PG 116
Instrument DateJul 14, 2021
Transaction TypeTransfer
Record UpdatedAug 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1224 W EVANS ST STE A, A, FLORENCE, SC 29501-3398

Mortgage

Document Number9351559
DateJul 16, 2021
Instrument935/1559
Lender
NameDEDICATED COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term84 Months
DueJul 14, 2028

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,125.00 (-10.65%)$25,256 (-99.9%) Land $1,150 Building $24,106$631,406 (-99.04%) Land $28,750 Building $602,656
2023$14,689.00 (+9.2%)$26,440,560 (+99,898.34%) Land $1,000,000 Building $25,440,560$66,101,400 (+9,9%) Land $2,500,000 Building $63,601,400
2022$13,451.00$26,441 Land $1,000 Building $25,441$661,014 Land $25,000 Building $636,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims12 (1987–2018)
Claims Outside the SFHA10 of 12
Most Recent ClaimJul 2018 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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