Kane County property record for 403 S State St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,975 sqft · built 1900 |
| Lot Size | 0.185 acres (8,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,500 (May 2004) |
| Tax Bill | $5,959 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-151-001 |
| Primary APN | 06-24-151-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,975 sqft Living Area |
| Gross Area | 3,030 sqft |
| Basement Area | 1,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,060 sqft (0.185 acres) |
| Lot Dimensions | 124 ft deep x 65 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 403 S STATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER L PEASES SUB LOT 30 B W RAYMONDS 2ND ADDN NORTH 65 FT LOTS 1 & 2 |
| Legal Subdivision | WALTER L PEASES SUB |
| Legal Block | W |
| Legal Lot Number | 1-2,3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 851600 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1192 HIAWATHA DR, ELGIN, IL 60120-2573 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2004 · Amount on Record |
| Deed Sale | May 20, 2004 · Amount on Record |
| Deed Document Number | 200464696 |
| Last Transfer Date | May 25, 2004 |
| Transfer Doc | 0000106624 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,959.00 (+25.03%) | ||
| 2024 | $71,944 (+30.89%) Land $14,539 Building $57,405 | $215,918 (+30.94%) Land $43,634 Building $172,284 | |
| 2022 | $4,766.00 (+3.97%) | $54,966 (+6.96%) Land $11,977 Building $42,989 | $164,898 (+6.96%) Land $35,931 Building $128,967 |
| 2021 | $4,584.00 | $51,390 Land $11,198 Building $40,192 | $154,170 Land $33,594 Building $120,576 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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