371 S State St, Elgin, IL 60123 Property Records

Kane County property record for 371 S State St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,299 sqft · built 1900
Lot Size0.98 acres (4,290 sqft)
OwnerIndividual Name on File
Last Sale$151,000 (May 2019)
Tax Bill$4,810 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-24-103-005

Property Details

APN / Parcel Number

Primary APN06-24-103-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,299 sqft Living Area
Gross Area1,812 sqft
Basement Area513 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Foundation TypeRaised
Lot Area4,290 sqft (0.98 acres)
Lot Dimensions130 ft deep x 33 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address371 S STATE ST
CityELGIN
StateIL
Zip60123-7691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLORDS SUB LOTS 20, 22, 24, 26, & 28 OF B W RAYMONDS 2ND ADD N 33 FT LOT 6 BLK 3
Legal SubdivisionLORDS SUB
Legal Block3
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3000
Census Tract851600

Owner

371 S State St is owned by an individual who acquired it in July 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1312 RIVER TERRACE DR, JOHNSBURG, IL 60051-7581
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Quit Claim Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
May 29, 2019Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
May 29, 2019Warranty Deed, Transfer
ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2019 · Amount on File
Deed SaleMay 29, 2019 · Amount on File
Prior SaleJun 21, 2016 · Amount on File
Deed Document Number201921493
Last Transfer DateJul 24, 2020
Transfer Doc0000057578
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 1, 2020
Property Address371 S STATE ST, ELGIN, IL 60123-7691
Document Number0000057578
Instrument DateJul 24, 2020
Instrument2020K057578
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 OVERBROOK RD, SOUTH BARRINGTON, IL 60010-9569

Mortgage

Document Number0000057579
DateOct 1, 2020
Instrument2020K057579
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 29, 2019
Property Address371 S STATE ST, ELGIN, IL 60123-7691
Document Number0000021494
Instrument DateMay 15, 2019
Instrument21494
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30 OVERBROOK RD SOUTH BARRINGTON IL 600109569, SOUTH BARRINGTON, IL 60010-9569

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 29, 2019
Property Address371 S STATE ST, ELGIN, IL 60123-7691
Document Number0000021493
Instrument DateMay 6, 2019
Instrument21493
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount on Record
Tax$236.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 OVERBROOK RD SOUTH BARRINGTON IL 600109569, SOUTH BARRINGTON, IL 60010-9569

Tax Assessment & Valuation

The 2025 property tax bill for 371 S State St was $4,810.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,810.00$63,051 (+8.57%) Land $11,107 Building $51,944$189,229 (+8.57%) Land $33,334 Building $155,894
2024$58,074 Land $10,230 Building $47,844$174,292 Land $30,702 Building $143,589
2022$3,837.00 (+3.96%)$44,256 (+6.96%) Land $8,427 Building $35,829$132,768 (+6.96%) Land $25,281 Building $107,487
2021$3,691.00$41,377 Land $7,879 Building $33,498$124,131 Land $23,637 Building $100,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 371 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 371 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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