Franklin County property record for 403 S Oak St, Union, MO 63084
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,116 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $165,000 (Nov 2003) |
| Tax Bill | $2,576 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-27.0-4-002-410.000 |
| Primary APN | 17-8-27.0-4-002-410.000 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Building Area | 2,116 sqft |
| Year Built | Built 1999 |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 403 S OAK ST |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2107 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | BLK PT 46 & 47 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 27 |
| Legal Quarter | SE |
| Legal Subdivision | O T UNION |
| Legal Block | 46 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 800605 |
403 S Oak St, a commercial property, is held in a trust since November 2003.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14 RAIN LILY LN, BLUFFTON, SC 29909-6127 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2003 · Amount on File |
| Deed Sale | Nov 21, 2003 · Amount on File |
| Deed Document Number | 2003-30956 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 403 S Oak St was $2,576.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 | $43,221 | $227,480 Land $112,980 Building $114,500 |
| 2023 | $2,865.00 (-42.14%) | $47,654 | $250,810 Land $112,980 Building $137,830 |
| 2022 | $4,952.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 S Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 S Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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