Franklin County property record for 219 S Oak St, Union, MO 63084
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,528 sqft · built 1961 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-27.0-4-002-035.000 |
| Primary APN | 17-8-27.0-4-002-035.000 |
|---|
| Total Rooms | 8 Rooms |
|---|---|
| Building Area | 3,528 sqft |
| Year Built | Built 1961 |
|---|---|
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 219 S OAK ST |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1953 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | B & S HEATING AND COOLING, INC.LOT 1 BLOCK 54O T OF UNION |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 27 |
| Legal Quarter | SE |
| Legal Subdivision | O T OF UNION |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 800604 |
219 S Oak St, a commercial property, is owned by a company that acquired it in June 2017 and is owner-occupied.
Source: Franklin County records, as of January 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 219 S OAK ST, UNION, MO 63084-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2024 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK OF UNION |
| Jun 20, 2017 | Warranty Deed, Transfer · Line of Credit BUSEY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2017 |
| Deed Sale | Jun 20, 2017 |
| Deed Document Number | 1709083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 219 S OAK ST, UNION, MO 63084-1953 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002405950 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 2405950 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 20, 2017 |
| Property Address | 219 S OAK ST, UNION, MO 63084-1953 |
| Document Number | 0000009083 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 9083 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6820 EAGLES LANDING CT PACIFIC MO 630692612, PACIFIC, MO 63069-2612 |
| Document Number | 9084 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 9084 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | CREVE COEUR, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 9145, |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 9145 |
| Name | B & S HEATING & COOLING INC |
|---|---|
| Address | 7980 LIBERTY SCHOOL RD, WASHINGTON, MO 63090-6041 |
| Amount | Amount on Record |
|---|---|
| Term | 384 Months |
| Due | Jun 19, 2049 |
The 2025 property tax bill for 219 S Oak St was $1,969.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,969.00 | $30,576 | $95,550 Land $24,000 Building $71,550 |
| 2023 | $1,985.00 (+2%) | $30,576 | $95,550 Land $24,000 Building $71,550 |
| 2022 | $1,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 219 S Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 219 S Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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