Monroe County property record for 403 S Moore St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1955 |
| Lot Size | 0.07 acres (2,944 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $155,000 (Mar 2023) |
| Tax Bill | $3,239 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer Mar 2023 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-334-006-000 |
| Primary APN | 07-25-334-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 2,944 sqft (0.07 acres) |
| Lot Dimensions | 50 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Shed | 1 Shed |
| Shed Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 403 S MOORE ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WI1 |
| Legal Description | LOT 11A MENTELS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MENTELS ADD |
| Legal Lot Number | 11A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-334-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 34 GETAWAY LN, MURPHYSBORO, IL 62966-5186 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 18, 2025 | Intrafamily Transfer, Transfer |
| Mar 31, 2023 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK CAMPBELL HILL |
| Mar 13, 2023 | Intrafamily Transfer, Transfer |
| Jul 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Jul 16, 2021 · Amount on Record |
| Deed Document Number | 2023428486 |
| Last Transfer Date | Sep 09, 2025 |
| Transfer Doc | 0000439328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 18, 2025 |
| Property Address | 403 S MOORE ST, WATERLOO, IL 62298-1447 |
| Document Number | 0000439328 |
| Map Reference | MB A PG 237 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 439328 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 GETAWAY LN, MURPHYSBORO, IL 62966-5186 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 34 GETAWAY LN, MURPHYSBORO, IL 62966-5186 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 31, 2023 |
| Property Address | 403 S MOORE ST, WATERLOO, IL 62298-1447 |
| Document Number | 0000428486 |
| Map Reference | MB A PG 237 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 428486 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 541 SCOTT AVE, KIRKWOOD, MO 63122-6302 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 S MOORE ST, WATERLOO, IL 62298-1447 |
| Document Number | 0000428487 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 428487 |
| Name | FIRST STATE BANK CAMPBELL HILL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Jun 01, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 13, 2023 |
| Property Address | 403 S MOORE ST, WATERLOO, IL 62298-1447 |
| Document Number | 0000428216 |
| Map Reference | MB A PG 237 |
| Instrument Date | Mar 02, 2023 |
| Instrument | 428216 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 SCOTT AVE, KIRKWOOD, MO 63122-6302 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 16, 2021 |
| Property Address | 403 S MOORE ST, WATERLOO, IL 62298-1447 |
| Document Number | 0000418498 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 418498 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 S MOORE ST, WATERLOO, IL 62298-1447 |
| Document Number | 0000418499 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 418499 |
| Name | FRONTIER FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,440 (+3.13%) Land $15,360 Building $41,080 | $169,320 (+3.13%) Land $46,080 Building $123,240 | |
| 2024 | $3,239.00 | $54,727 (+21.72%) Land $15,229 Building $39,498 | $164,181 (+21.72%) Land $45,687 Building $118,494 |
| 2022 | Additional exemption filed | $44,960 Land $14,520 Building $30,440 | $134,880 Land $43,560 Building $91,320 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 315 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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