311 S Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 311 S Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,410 sqft · built 1890
Lot Size	0.15 acres (6,406 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-183-024-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-183-024-000`
Alternative APN	`07251010300700 00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,410 sqft Building Perimeter
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	6,406 sqft (0.15 acres)
Lot Dimensions	70 ft deep x 85 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	311 S MOORE ST
City	WATERLOO
State	IL
Zip	62298-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WI1
Legal Description	LOTS 21A, 22A, 21B, & 22B L M ECKERTS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	L M ECKERTS ADD
Legal Lot Number	21A
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3045
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 S MOORE ST, WATERLOO, IL 62298-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit STATE BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	311 S MOORE ST, WATERLOO, IL 62298-1332
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428060
Date	Feb 28, 2023
Instrument	428060

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2033

Interest

Rate Type	Fixed Rate
Rate	8%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	311 S MOORE ST, WATERLOO, IL 62298-1332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410267
Date	Aug 17, 2020
Instrument	410267

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,927.00 (+7.27%) Homeowner's exemption	$70,110 (+17.83%) Land $15,830 Building $54,280	$210,330 (+17.83%) Land $47,490 Building $162,840
2024	$3,661.00
2022	Additional exemption filed	$59,500 Land $14,800 Building $44,700	$178,500 Land $44,400 Building $134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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