403 S Main St, Gilman, IL 60938 Property Records

Iroquois County property record for 403 S Main St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,995 sqft)
Owner	Individual Name on Record
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24 06 132 001`

Property Details

APN / Parcel Number

Primary APN	`24 06 132 001`

Exterior

Lot Area	14,995 sqft (0.344 acres)

Location & Zoning

Street Address	403 S MAIN ST
City	GILMAN
State	IL
Zip	60938-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENT & MOSHER'S ADD LTS 7 & 8 BLK 7
Legal Subdivision	MOSHER'S ADD
Legal Block	7
Legal Lot Number	7,8
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3041
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 S MAIN ST, GILMAN, IL 60938-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022
Deed Sale	Dec 30, 2022
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	20224551
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 30, 2022
Property Address	403 S MAIN ST, GILMAN, IL 60938-1540
Document Number	00022R4551
Instrument Date	Dec 30, 2022
Instrument	22R4551
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 RIDGE RD, MAHOMET, IL 61853-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S MAIN ST, GILMAN, IL 60938-1540

Mortgage

Document Number	00022R4552
Date	Dec 30, 2022
Instrument	22R4552

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,364.00 (+13.68%)	$62,100 (+13.22%) Land $9,810 Building $52,290	$186,300 (+13.22%) Land $29,430 Building $156,870
2022	$3,839.00 Homeowner's exemption	$54,850 Land $8,660 Building $46,190	$164,550 Land $25,980 Building $138,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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