320 S Main St, Gilman, IL 60938 Property Records

Iroquois County property record for 320 S Main St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,281 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Oct 2018)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24 06 107 009`

Property Details

APN / Parcel Number

Primary APN	`24 06 107 009`

Exterior

Lot Area	15,281 sqft (0.35 acres)

Location & Zoning

Street Address	320 S MAIN ST
City	GILMAN
State	IL
Zip	60938-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENT & MOSHER'S ADD LTS 5 & 6 BLK 5
Legal Subdivision	MOSHER'S ADD
Legal Block	5
Legal Lot Number	5,6
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3032
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 S MAIN ST, GILMAN, IL 60938-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	20183359
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	320 S MAIN ST, GILMAN, IL 60938-1539
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R2919
Date	Jul 28, 2021
Instrument	21R2919

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 29, 2018
Property Address	320 S MAIN ST, GILMAN, IL 60938-1539
Document Number	18R3359
Instrument Date	Oct 29, 2018
Instrument	18R3359
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 N 3RD ST, 303, DANFORTH, IL 60930-9053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S MAIN ST, GILMAN, IL 60938-1539

Mortgage

Document Number	18R3360
Date	Oct 29, 2018
Instrument	18R3360

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,373.00 (+15.98%)	$36,440 (+13.27%) Land $9,810 Building $26,630	$109,320 (+13.27%) Land $29,430 Building $79,890
2022	$2,046.00 Homeowner's exemption	$32,170 Land $8,660 Building $23,510	$96,510 Land $25,980 Building $70,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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