Kane County property record for 304 S 6th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,976 sqft · built 1900 |
| Lot Size | 0.182 acres (7,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Jul 2025) |
| Tax Bill | $5,530 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Nov 2024 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-209-001 |
| Primary APN | 09-34-209-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Living Area |
| Basement Area | 478 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,930 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 304 S 6TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MINARD, FERSON & HUNTS ADD. PT LOTS 6, 7 & 8 BLK 18 |
| Legal Subdivision | MINARD FERSON&HUNTS ADD |
| Legal Block | 18 |
| Legal Lot Number | 6,7,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4403 ASHTON OAKS CT, HIGH POINT, NC 27265-9230 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 23, 2025 | Warranty Deed, Transfer CITYWIDE TITLE CORPORATION |
| Nov 6, 2024 | Warranty Deed, Construction Loan · Construction Mortgage TOWER REAL ESTATE FUND I LLC |
| Jun 20, 2019 | Warranty Deed, Transfer · ARM OTTAWA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Prior Sale | Nov 6, 2024 · Amount on Record |
| Deed Document Number | 202527363 |
| Prior Transfer Date | May 30, 2019 |
| Prior Transfer Doc | 0000025832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 23, 2025 |
| Property Address | 304 S 6TH AVE, ST CHARLES, IL 60174-2904 |
| Document Number | 0000027363 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025K027363 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 S 6TH AVE, SAINT CHARLES, IL 60174-2904 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 6, 2024 |
| Property Address | 304 S 6TH AVE, ST CHARLES, IL 60174-2904 |
| Document Number | 0000040845 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 2024K040845 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 14, 2025 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25590 DEERPATH RD, BATAVIA, IL 60510 |
| Document Number | 0000040846 |
|---|---|
| Date | Nov 6, 2024 |
| Instrument | 2024K040846 |
| Name | TOWER REAL ESTATE FUND I LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Aug 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 20, 2019 |
| Property Address | 304 S 6TH AVE, ST CHARLES, IL 60174-2904 |
| Document Number | 0000025832 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019K025832 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 S 6TH AVE, SAINT CHARLES, IL 60174-2904 |
| Document Number | 0000025833 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2019K025833 |
| Name | OTTAWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Max Rate | 8.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,530.00 (-32.83%) | $135,178 (+13.67%) Land $32,676 Building $102,502 | $405,696 (+13.67%) Land $98,067 Building $307,629 |
| 2024 | $8,233.00 (+6.18%) Homeowner's exemption | $118,922 (+16.54%) Land $30,108 Building $88,814 | $356,909 (+16.59%) Land $90,360 Building $266,549 |
| 2022 | $7,754.00 (+4.18%) Homeowner's exemption | $102,044 (+4.91%) Land $27,116 Building $74,928 | $306,132 (+4.91%) Land $81,348 Building $224,784 |
| 2021 | $7,443.00 Homeowner's exemption | $97,268 Land $25,847 Building $71,421 | $291,804 Land $77,541 Building $214,263 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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