403 S 3rd St, Cleveland, MO 64734 Property Records

Cass County property record for 403 S 3rd St, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,268 sqft · built 1935
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 2017)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-32-000-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`06-09-32-000-000-044.000`
Alternative APN	`2602100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
1st Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	377 sqft
Deck Area	384 sqft
Patio Area	1,110 sqft
Shed	1 Shed

Location & Zoning

Account Number	2602100
Street Address	403 S 3RD ST
City	CLEVELAND
State	MO
Zip	64734-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEVELAND BG 945'N&495'W SE CR SE
Legal Range	33
Legal Township	45
Legal Section	32
Legal Subdivision	CLEVELAND
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2043
Census Tract	61001

Owner

Source: Cass County records · APN 06-09-32-000-000-044.000

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 23064, OVERLAND PARK, KS 66283-0020
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	May 13, 2011
Deed Document Number	004148/062
Deed Book / Page	4148 / 062
Record Updated	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 14, 2017
Property Address	403 S 3RD ST, CLEVELAND, MO 64734-8906
Document Number	004148/062
Book / Page	4148 / 062
Instrument Date	Jul 14, 2017
Instrument	609475
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23064, OVERLAND PARK, KS 66283-0020

Mortgage

Document Number	0000609476
Date	Jul 14, 2017
Instrument	609476

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Cleveland City
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,476.00 (+197.41%)	$23,560 (+13.43%) Land $5,080 Building $18,480	$124,010 (+13.45%) Land $26,730 Building $97,280
2023	$1,505.00 (+4,326.47%)	$20,770 (+13.13%) Land $4,620 Building $16,150	$109,310 (+13.13%) Land $24,300 Building $85,010
2022	$34.00	$18,360 Land $4,620 Building $13,740
2021			$96,620 Land $24,300 Building $72,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Brolly Communications, Verizon.

Based on FCC filings for 91 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEVELAND PWS serves 690 people
Water Source	Purchased surface water from CASS COUNTY PWSD 2
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.