Cass County property record for 305 S 3rd St, Cleveland, MO 64734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1999 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,661 (2025) |
| Deeds & Mortgages | May 2016 Mortgage Jun 2014 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-32-000-000-046.001 |
| Primary APN | 06-09-32-000-000-046.001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 356 sqft |
| Patio Area | 356 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 2598402 |
|---|---|
| Street Address | 305 S 3RD ST |
| City | CLEVELAND |
| State | MO |
| Zip | 64734-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BG25W & 446S OF SWCR L3 BK2 NOYES,S228 E TO R/W NE & W TB |
| Legal Range | 33 |
| Legal Township | 45 |
| Legal Section | 32 |
| Legal Subdivision | CLEVELAND |
| Legal Lot Number | 3 |
| Jurisdiction | CASS MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 61001 |
Source: Cass County records · APN 06-09-32-000-000-046.001
Assessment roll updated May 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 S 3RD ST, CLEVELAND, MO 64734-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 09, 2014 | Deed of Trust, Mortgage · Conventional Mortgage BANK AMERICA FSB |
| Jun 10, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK FA |
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 |
| Deed Sale | Oct 12, 2021 |
| Prior Sale | May 29, 2014 |
| Deed Document Number | 702472 |
| Deed Book / Page | 4763 / 82 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 305 S 3RD ST, CLEVELAND, MO 64734-8900 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004007/008 |
|---|---|
| Date | May 31, 2016 |
| Book Page | 4007/008 |
| Instrument | 584499 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 305 S 3RD ST, CLEVELAND, MO 64734-8900 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGENCY LL |
| Name | Verified Name |
|---|
| Document Number | 003803/292 |
|---|---|
| Date | Jun 09, 2014 |
| Book Page | 3803/292 |
| Instrument | 545197 |
| Name | BANK AMERICA FSB |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 305 S 3RD ST, CLEVELAND, MO 64734-8900 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002630/250 |
|---|---|
| Date | Jun 10, 2005 |
| Book Page | 2630/250 |
| Instrument | 329253 |
| Name | WASHINGTON MUTUAL BANK FA |
|---|---|
| Type | Bank |
| Address | NORTHRIDGE, CA 91324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Oct 12, 2021 |
| Property Address | 305 S 3RD ST, CLEVELAND, MO 64734-8900 |
| Document Number | 0004763/82 |
| Book / Page | 4763 / 82 |
| Instrument Date | Oct 07, 2021 |
| Instrument | 702472 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | PLATINUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 S 3RD ST, CLEVELAND, MO 64734-8900 |
| Document Number | 0004764118 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 4764/118 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Cass County records · Assessment roll updated May 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Cleveland City |
| Unified School District | Midway R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,661.00 (+193.57%) | $35,060 (+11.94%) Land $6,000 Building $29,060 | $184,530 (+11.93%) Land $31,560 Building $152,970 |
| 2023 | $2,269.00 (+4,181.13%) | $31,320 (+10.67%) Land $5,450 Building $25,870 | $164,860 (+10.67%) Land $28,690 Building $136,170 |
| 2022 | $53.00 | $28,300 Land $5,450 Building $22,850 | |
| 2021 | $148,960 Land $28,690 Building $120,270 |
Source: FEMA National Flood Hazard Layer, Cass County (29037C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290370610012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1982–2017) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Brolly Communications, Verizon.
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO1010174, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLEVELAND PWS serves 690 people |
|---|---|
| Water Source | Purchased surface water from CASS COUNTY PWSD 2 |
| Last State Inspection | Jan 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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