403 S 2nd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 403 S 2nd St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Aug 2023)
Tax Bill	$5,633 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-22-433-009`

Property Details

APN / Parcel Number

Primary APN	`08-22-433-009`

Exterior

Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	92 ft deep x 66 ft wide

Location & Zoning

Account Number	0822433009
Street Address	403 S 2ND ST
City	DEKALB
State	IL
Zip	60115-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 92FT LOT 10 - BLK 5 - DEKALB (ORIGINAL TOWN)
Legal Subdivision	DEKALB (ORIGINAL TOWN)
Legal Block	5
Legal Lot Number	10
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3007
Census Tract	1300

Owner

Source: DeKalb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	66N036 RIVER DR, SAINT CHARLES, IL 60175
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Administrator's Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	20235792
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	0000005792
Record Updated	Oct 29, 2026

August 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 22, 2023
Property Address	403 S 2ND ST, DEKALB, IL 60115-3719
Document Number	0000005792
Instrument Date	Aug 21, 2023
Instrument	2023005792
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66N036 RIVER DR, SAINT CHARLES, IL 60175

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	403 S 2ND ST, DEKALB, IL 60115-3719
Document Number	0000000291
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 S 2ND ST DEKALB IL 601153719, DEKALB, IL 60115-3719

Mortgage

Document Number	0000000291
Date	Jan 14, 2019
Instrument	291

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,633.00 (+0.04%)	$71,313 (+15.7%) Land $9,899 Building $61,414	$213,939 (+15.7%) Land $29,697 Building $184,242
2024	$5,631.00
2023		$61,636 (+9.53%) Land $7,881 Building $53,755	$184,908 (+9.53%) Land $23,643 Building $161,265
2022		$56,273 Land $8,994 Building $47,279	$168,819 Land $26,982 Building $141,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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