331 S 2nd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 331 S 2nd St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.236 acres (10,296 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Oct 2019)
Tax Bill	$5,529 (2024)
Deeds & Mortgages	May 2022 Line of Credit Mar 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-429-011`

Property Details

APN / Parcel Number

Primary APN	`08-22-429-011`

Exterior

Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	156 ft deep x 66 ft wide

Location & Zoning

Account Number	0822429011
Street Address	331 S 2ND ST
City	DEKALB
State	IL
Zip	60115-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEKALB (ORIGINAL TOWN) - LOT 6 BLOCK 4
Legal Subdivision	DEKALB (ORIGINAL TOWN)
Legal Block	4
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3006
Census Tract	1300

Owner

Source: DeKalb County records, as of May 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 245, DEKALB, IL 60115-0245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Mar 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage HEARTLAND BK
Oct 2, 2019	Grant Deed, Transfer · Line of Credit FIRST NAT'L BK/OMAHA
May 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	May 22, 2019
Deed Document Number	20199082
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0000009082
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	331 S 2ND ST, DEKALB, IL 60115-3717
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004458
Date	May 5, 2022
Instrument	2022004458

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	94 Months
Due	Mar 24, 2030

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Mar 30, 2020
Property Address	331 S 2ND ST, DEKALB, IL 60115-3717
Document Number	0000002806
Instrument Date	Mar 24, 2020
Instrument	2806
Transaction Type	Construction Loan
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 S 2ND ST DEKALB IL 601153717, DEKALB, IL 60115-3717

Mortgage

Document Number	0000002806
Date	Mar 30, 2020
Instrument	2806

Lender

Name	HEARTLAND BK
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 29, 2030

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 2, 2019
Property Address	331 S 2ND ST, DEKALB, IL 60115-3717
Document Number	0000009082
Instrument Date	Aug 26, 2019
Instrument	9082
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 245 DEKALB IL 601150245, DEKALB, IL 60115-0245

Mortgage

Document Number	9083
Date	Oct 2, 2019
Instrument	9083

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	May 22, 2019
Property Address	331 S 2ND ST, DEKALB, IL 60115-3717
Document Number	0000004218
Instrument Date	May 6, 2019
Instrument	4218
Transaction Type	Foreclosure
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8750 W BRYN MAWR AVE #1300 CHICAGO IL 606313655, 1300, CHICAGO, IL 60631-3655

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,008 (+25.6%) Land $11,168 Building $64,840	$228,024 (+25.6%) Land $33,504 Building $194,520
2024	$5,529.00
2023		$60,517 Land $8,892 Building $51,625	$181,551 Land $26,676 Building $154,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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